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{"sheet":"Cover ","index":0,"n_rows":39,"n_cols":5,"rows_kept":39,"cut":false,"hidden":false,"merged":[[46,1,46,5],[37,1,37,5],[38,1,41,5],[14,1,14,5]]}
[]
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[null,"Q4 2018 DATA OF PIRAEUS BANK GROUP"]
[]
[]
[]
[]
[null,null,null,"Consolidated Balance Sheet",1]
[null,null,null,"Consolidated P&L",2]
[null,null,null,"Analysis of Selected Balance Sheet Items",3]
[null,null,null,"Loans per Customer Type"]
[null,null,null,"Deposits per Product Type"]
[null,null,null,"Analysis Per Region",4]
[null,null,null," Loans - Deposits - NPLs"]
[null,null,null,"Loan Portfolio Quality",5]
[null,null,null,"NPE flow decomposition",6]
[null,null,null,"Capital Adequacy",7]
[null,null,null,"Other Information",8]
[null,null,null,"Branches"]
[null,null,null,"Employees "]
[null,null,null,"# Shares"]
[null,null,null,"Ratings"]
[]
[]
[]
[null,"Note:"]
[null,"As of Q1.2017 the operations of two domestic subsidiaries, namely Olympic SA (Avis Greece) and Imithea SA (H.Dunant hospital) were recorded as discontinued. As of Q2.2017 the Bank’s operations in Serbia (Piraeus Bank Beograd and the local leasing subsidiary) have been also classified as discontinued. On top, as of Q4.2017, Piraeus Bank Romania has been classified as discontinued. During Q1.2018 Avis Greece disposal was concluded and in Q2 2018 Serbia & Romania disposals were concluded. As of Q2.2018 Piraeus Bank Bulgaria and Tirana Bank were classified as discontinued."]

{"sheet":"BS","index":1,"n_rows":58,"n_cols":16,"rows_kept":58,"cut":false,"hidden":false,"merged":[[4,1,4,15],[56,1,56,15],[57,1,57,15],[55,1,55,15],[54,1,54,15],[53,1,53,15],[48,1,48,7],[49,1,49,7],[50,1,50,7],[51,1,51,7],[52,1,52,15]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"CONSOLIDATED BALANCE SHEET"]
[]
[]
[]
[null,"(million €)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"ASSETS"]
[null,"1. Cash and balances with central banks",3511.415,3733.8150000000001,3262.402,3071.788,2820.7860000000001,3041.7170000000001,3214.9969999999998,1449.24,1524.133,864.23199999999997,853.55399999999997,2572.2289999999998,null,2.0135515737727196]
[null,"2. Loans and advances to credit institutions  ",150.107,176.49799999999999,171.398,118.85899999999999,159.09200000000001,172.59200000000001,142.74700000000001,2147.7579999999998,3531.9650000000001,1019.147,1008.961,1120.135,null,0.11018661771862348]
[null,"3. Derivative financial instruments",474.32,478.36200000000002,467.64299999999997,445.64499999999998,423.01799999999997,492.37900000000002,458.07100000000003,459.99299999999999,406.75900000000001,372.822,363.20600000000002,377.50599999999997,null,3.9371596284202282E-2]
[null,"4. Gross loans and advances to customers ",66290.548999999999,66186.578999999998,65398.627999999997,66648.448999999993,63787.154000000002,62047.947,61034.616000000002,60260.036,57702.006000000001,53749.042999999998,52787.813000000002,53090.535000000003,null,5.7346948622403193E-3]
[null,"5. Cumulative Provisions",17377.608,17313.294000000002,17120.319,16940.842000000001,16370.222,15684.526,15371.97,15540.505999999999,16344.481,14368.427,13917.412,13333.457,null,-4.1958591151860736E-2]
[null,"6. Net Loans",48912.940999999999,48873.284999999996,48278.308999999994,49707.606999999989,47416.932000000001,46363.421000000002,45662.646000000001,44719.53,41357.525000000001,39380.615999999995,38870.400999999998,39757.078000000001,null,2.281111018124049E-2]
[null,"7. Bonds of Loan Portfolio",16999.217000000001,15490.08,14560.76,13246.257,10525.616,7068.8320000000003,3604.2359999999999,23.109000000000002,0,0,83.677999999999997,208.22200000000001,null,1.4883720930232558]
[null,"8. Financial instruments at fair value through P&L",278.20600000000002,259.26800000000003,254.83,193.86,213.84399999999999,1650.6429999999998,176.767,1499.823875,317.435,943.05500000000006,444.26299999999998,381.95299999999997,null,-0.14025475900536399]
[null,"9. Investment securities",2641.0720000000001,2569.4919999999997,2712.4139999999998,2746.88,3118.4540000000002,2876.386,2626.9739999999997,2203.8029999999999,1735.8389999999999,1514.0029999999999,2631.7599999999998,2483.0100000000002,null,-5.6521111347539121E-2]
[null,"10. Investments in associates",298.61799999999999,257.774,251.82400000000001,232.637,254.63900000000001,232.22300000000001,244.267,251.374,224.56899999999999,138.08799999999999,138.28299999999999,162.124,null,0.17240730964760687]
[null,"11. Goodwill",14.717000000000001,14.717000000000001,14.717000000000001,14.717000000000001,14.717000000000001,14.715,14.715,40.945,45.363,41.902000000000001,41.902000000000001,41.898000000000003,null,-9.5460837191474468E-5]
[null,"12. Other intagible assets",255.21099999999998,253.42500000000001,248.86699999999999,267.24700000000001,261.50599999999997,262.49299999999999,261.36099999999999,259.82600000000002,259.77999999999997,252.86499999999998,250.76999999999998,250.13200000000001,null,-2.5441639749570477E-3]
[null,"13. Property, plant and equipment",2510.8319999999999,2562.52,2735.482,2709.5530000000003,2306.9630000000002,2087.9079999999999,2142.326,2180.172,2200.9270000000001,2203.788,2210.3580000000002,2088.2510000000002,null,-5.524308731888683E-2]
[null,"14. Deferred tax assets",5088.1779999999999,5092.0649999999996,5085.183,5318.348,5330.1019999999999,5329.1450000000004,5339.2030000000004,6542.8130000000001,6587.3239999999996,6558.9319999999998,6549.7389999999996,6646.8890000000001,null,1.4832652110259748E-2]
[null,"15. Other assets",3326.8983014199894,3273.3564117000142,3411.8228794100169,3424.5740000000042,3274.8040000000065,3359.8229999999894,3299.4289999999901,3354.632999999998,3586.4520000000148,3471.6260000000048,3484.4940000000024,3762.699999999998,null,7.9841147667350176E-2]
[null,"16. Assets from discontinued operations & held for sale (1,2,3,4,5,6,7,8,9,10)",1628.53,1691.921,1182.876,2.5619999999999998,526.82500000000005,965.91600000000005,986.26099999999997,2283.5419999999999,1780.5989999999999,2460.9560000000001,2333.029,2027.595,null,-0.13091736107866636]
[null,"17. Total Assets",86090.262301419993,84726.578411700015,82638.527879410016,81500.534,76647.297999999995,73918.192999999999,68174,67416.561874999999,63558.670000000013,59222.031999999999,59264.398000000001,61879.722000000002,null,4.4129765732202397E-2]
[null,null," "," "," "," "," "]
[null,"LIABILITIES & EQUITY"]
[null,"18. Due to credit institutions",33858.892999999996,31842.436000000002,29303.129000000001,27020.94,23679.667000000001,21148.707999999999,14373.965,11435.085999999999,8846.3610000000008,5558.9620000000004,4720.1319999999996,5547.9849999999997,null,0.17538767983607251]
[null,"ECB",14367.358333,12401.000347000001,11050,9000.8263890000017,4451.1458330000005,5501.0732640000006,4200,4030.7922920000001,4000,1520,2000,3200,null,0.60000000000000009]
[null,"ELA",16050,14400,12700,11900,11000,10300,7801.0833330000005,5700,2100,300,0,0,null,"-"]
[null,"Other",3441.5346669999963,5041.4356530000005,5553.1290000000008,6120.113610999997,8228.521166999999,5347.6347359999982,2372.8816669999997,1704.2937079999992,2746.3610000000008,3738.9620000000004,2720.1319999999996,2347.9849999999997,null,-0.13681211058875087]
[null,"19. Liabilities at FV through PL",0.17799999999999999,0,0,0,11.051,10.045999999999999,0,0,133.10300000000001,74.793000000000006,50.232999999999997,61.625999999999998,null,0.22680309756534545]
[null,"20. Derivative financial instruments",477.54700000000003,482.85,489.85899999999998,461.67599999999999,433.11,469.55200000000002,430.35500000000002,402.233,385.33600000000001,388.61599999999999,381.608,412.63799999999998,null,8.1313808934823095E-2]
[null,"21. Due to customers ",38319.295301420003,38816.921411700001,39693.895879409996,42364.828999999998,40960.360999999997,40918.491999999998,41821.74,42715.252,43151.063999999998,42102.483,42886.383000000002,44738.766000000003,null,4.3192800847765556E-2]
[null,"22. Debt securities",95.031999999999996,92.94,70.820999999999998,69.515000000000001,67.953999999999994,66.756,65.497,435.27699999999999,432.322,530.779,529.80200000000002,528.15800000000002,null,-3.103046043616331E-3]
[null,"23. Deferred tax liabilities",30.01,30.074000000000002,53.823999999999998,47.061,38.479999999999997,38.417000000000002,38.429000000000002,34.432000000000002,34.454999999999998,36.033999999999999,36.204000000000001,32.354999999999997,null,-0.10631421942326824]
[null,"24. Retirement benefit obligations",195.143,193.09800000000001,195.22499999999999,196.63399999999999,190.13900000000001,192.41800000000001,193.77,194.16200000000001,193.86600000000001,229.928,224.065,192.12700000000001,null,-0.14253899538080461]
[null,"25. Other liabilities",1666.3749999999905,1761.6669999999949,1681.3140000000012,1514.6589999999987,1368.4869999999978,873.99099999999487,1061.5959999999866,1015.0659999999907,1093.7000000000007,1110.6639999999989,1183.9280000000033,1055.7730000000079,null,-0.10824560277313744]
[null,"26. Liabilities from discontinued operations & held for sale (1,2,3,4,5,6,7,8,9,10)",1500.5940000000001,1577.7629999999999,1186.298,1.4830000000000001,98.918999999999997,452.08199999999999,464.97199999999998,1640.856,1446.434,1842.828,1851.5329999999999,1804.4269999999999,null,-2.5441620538224297E-2]
[null,"27. Total Liabilities",76143.067301419986,74797.749411700002,72674.36587940999,71676.796999999991,66848.167999999991,64170.462,58450.323999999993,57872.363999999994,55716.641000000003,51875.087,51863.888000000006,54373.85500000001,null,4.8395272641341691E-2]
[null,"28. Shareholders' funds",7794.6160000000018,7755.3090000000011,7760.8410000000022,7623.6230000000014,7624.0569999999998,7579.6629999999996,7556.4750000000004,7378.4140000000007,5677.7460000000001,5185.1640000000007,5239.5749999999989,5349.9300000000021,null,2.1061822762342919E-2]
[null,"29. CoCos",2040,2040,2040,2040,2040,2040,2040,2040,2040,2040,2040,2040,null,0]
[null,"30. Non Controlling Interests",112.57899999999999,133.52000000000001,163.31700000000001,160.11500000000001,135.07400000000001,128.07,127.199,125.782,124.282,121.78,120.934,115.935,null,-4.1336596821406668E-2]
[null,"31. Total Equity",9947.1950000000015,9928.8290000000015,9964.1580000000031,9823.7380000000012,9799.1309999999994,9747.7330000000002,9723.6740000000009,9544.1959999999999,7842.0280000000002,7346.9440000000004,7400.5089999999991,7505.8650000000025,null,1.4236318069473786E-2]
[null,"32. Total Liabilities & Equity",86090.262301419993,84726.5784117,82638.523879410001,81500.534999999989,76647.298999999985,73918.195000000007,68173.997999999992,67416.56,63558.669000000002,59222.031000000003,59264.397000000004,61879.720000000016,null,4.4129749603290636E-2]
[]
[null,"(1) For 31.03.2016 and 30.06.2016 discontinued operations refer to ATE Insurance and Piraeus Bank Cyprus"]
[null,"(2) For 30.09.2016 discontinued operations refer to  Piraeus Bank Cyprus and ATE Insurance Romania"]
[null,"(3) For 31.12.2016 discontinued operations refer to  ATE Insurance Romania"]
[null,"(4) For 31.03.2017 discontinued operations refer to Avis, Imithea & ATE Insurance Romania  "]
[null,"(5) For 30.06.2017 and 30.09.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary)"]
[null,"(6) For 31.12.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]
[null,"(7) For 31.03.2018 discontinued operations refer to Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]
[null,"(8) For 30.06.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank, while held for sale assets refer to Amoeba & Arctos loan portfolios under disposal"]
[null,"(9) For 30.09.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank, while held for sale assets refer to Amoeba & Arctos loan portfolios under disposal, as well as a corporate denounced exposure of €40mn"]
[null,"(10) For 31.12.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank"]

{"sheet":"PL","index":2,"n_rows":40,"n_cols":10,"rows_kept":40,"cut":false,"hidden":false,"merged":[[37,1,37,7],[40,1,40,7],[39,1,39,7],[38,1,38,7],[4,1,4,9]]}
[]
[null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"CONSOLIDATED P&L"]
[]
[]
[]
[null,"(million €)","Q1 2017","Q2 2017","Q3 2017","Q4 2017","Q1 2018","Q2 2018","Q3 2018","Q4 2018"]
[null,"Net interest income",419.92499999999995,413.928,414.99099999999999,390.01200000000006,353.20500000000004,352.322,348.90699999999998,355.27199999999999]
[null,"Net fee and commission income",70.174999999999997,72.27,112.39699999999999,75.875999999999991,69.02,69.564000000000007,124.143,76.167999999999992]
[null,"Core Banking Income",490.09999999999997,486.19799999999998,527.38799999999992,465.88800000000003,422.22500000000002,421.88600000000002,473.04999999999995,431.44]
[null,"Core Banking Income (recurring) (1)",490.09999999999997,486.19799999999998,492.38799999999992,465.88800000000003,422.22500000000002,421.88600000000002,425.04999999999995,431.44]
[null,"Total other operating income",27.109000000000002,69.495000000000005,23.573,-1.4839999999999995,25.5,36.423000000000002,26.024999999999999,45.274999999999999]
[null,"Total Net Revenues",517.20899999999995,555.69299999999998,550.9609999999999,464.40400000000005,447.72500000000002,458.30900000000003,499.07499999999993,476.71499999999997]
[null,"Total Net Revenues (recurring) (1)",496.60899999999992,510.29300000000001,515.9609999999999,453.61400000000009,447.72500000000002,482.50900000000001,451.07499999999993,476.71499999999997]
[null,"Staff costs",131.83699999999999,132.55799999999999,128.303,152.93,259.32299999999998,125.089,117.482,114.107]
[null,"Administrative expenses",106.792,102.46000000000001,107.732,144.65899999999999,97.216999999999999,112.601,103.214,128.71]
[null,"Depreciation and amortization",24.068000000000001,22.899000000000001,23.62,27.742000000000001,26.777999999999999,24.794,25.503,25.741]
[null,"Operating Cost",262.697,257.91700000000003,259.65499999999997,325.33100000000002,383.31799999999998,262.48399999999998,246.19900000000001,268.55799999999999]
[null,"Operating Cost (recurring)(1)",262.697,257.91700000000003,259.65499999999997,309.12095600000004,251.390806,262.373177,242.51052800000002,250.27031399999998]
[]
[null,"Profit Before Tax & Provisions",254.51199999999994,297.77599999999995,291.30599999999993,139.07300000000009,64.407000000000039,195.82500000000005,252.87599999999992,208.15699999999998]
[null,"Profit Before Tax & Provisions (recurring) (1)",233.91199999999992,252.37599999999998,256.30599999999993,144.49304400000005,196.33419400000002,220.13582300000002,208.56447199999991,226.44468599999999]
[]
[null,"Share of profit of associates",-7.125,-19.28,3.7229999999999999,-8.25,-8.3040000000000003,-15.685,10.574999999999999,28.038]
[]
[null,"Impairment losses on loans",258.17700000000002,264.03100000000001,309.78199999999998,1188.501,163.17599999999999,148.77649600000001,149.16399999999999,137.43899999999999]
[null,"Provision reversal","-","-","-","-","-",-67,"-","-"]
[null,"Other impairment ",9.4819999999999993,16.2,6.6139999999999999,118.26199999999999,8.2690000000000019,47.183503999999985,4.4939999999999998,64.445000000000007]
[null,"Profit before Tax",-20.272000000000077,-1.7350000000000243,-21.367000000000044,-1175.9399999999998,-115.34199999999996,51.180000000000049,109.79299999999992,34.310999999999993]
[null,"Income tax expense",-13.029,-10.448,-2.294,-1180.7470000000001,-35.393999999999998,28.969000000000001,16.564,-103.417]
[null,"Non Controlling Interests",-0.47299999999999998,-1.085,-0.89500000000000002,-1.6839999999999999,-1.4279999999999999,-1.794,-1.0369999999999999,-7.14]
[null,"Net Profit / (Loss) Attributable to Shareholders ",-6.7700000000000768,9.7979999999999769,-18.178000000000043,6.4910000000002439,-78.519999999999953,24.005000000000049,94.265999999999934,144.86799999999999]
[null,"Net Profit / (Loss) attributable to Shareholders from discontinued operations",-0.68499999999999994,-77.307999999999993,5.226,-118.96899999999999,-3.0840000000000001,-308.839,-26.737000000000002,-4.3390000000000004]
[null,"Non Controlling Interests from discontinued operations",0.11799999999999999,0.10299999999999999,7.0000000000000001E-3,-1E-3,-2.4E-2,-0.70899999999999996,1.4999999999999999E-2,-2.9000000000000001E-2]
[]
[null,"(1) Recurring P&L figures exclude: 1. for Q1.17 gains from sales of EFSF bonds amounting to €21mn [reported in Trading income], 2. for Q2.17 €45mn stemming from the effect of the PICAR investment property/finance lease obligation remeasurement [reported in Other income], 3. for Q3.17 persistency fee of €35mn [reported in Fee income], 4. for Q4.17 one-time employee cost of €16mn  [reported in OpEx], 5. for Q1.18, € 132 VES and staff costs related to FTEs who left the Bank in H1 [reported in OpEx], 6. for Q2.18, €24mn loss [reported in Other income], reversal of loan impairment of €67mn from the sale of 2 NPE portfolios [reported in loan impairment] and €32mn loss [reported in other impairment], 4. for Q3.18, €48mn extraordinary quality commission for past performance in our cooperation for general insurance business with our international partner [reported in net fee income], €4mn staff costs [reported in OpEx], 5. for Q4.18, €18mn staff costs [reported in OpEx]                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                "]
[null,"(2) P&L data exclude Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary), Piraeus Bank Romania, Tirana Bank & Piraeus Bank Bulgaria which are classified as discontinued"]
[null,"(3) In Q2.2017 a reclass of minus €69mn from the impairment on other assets line to other income line is included on the table vs. the financial statements, for the like-for-like illustration of P&L components (IFRS statements show higher other income by €69mn and respectively higher other impairment by an equal amount)  \n\n"]

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[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[null,"ANALYSIS OF SELECTED BALANCE SHEET ITEMS"]
[]
[]
[null,"(million €)"]
[null,"CONSOLIDATED LOANS (per customer type)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"1. Loans to Corporate Entities",43032.114411000002,43142.257117000001,42581.80356,42511.439474000006,41719.143297000002,40388.601240000004,39645.217550000001,37962.039426000003,37276.008409000002,34057.483352000003,33232.599574,32143.592849000001]
[null,"2. OPEKEPE*",null,null,null,1701.7,null,null,null,1633,null,null,null,1616]
[null,"3. Mortgage loans",16545.078332000001,16426.970405,16272.91563,16161.570244,15950.332101,15695.633669999999,15506.847100999999,15183.414161000001,15006.986043000001,14757.085295999999,14627.096659000001,14522.576449]
[null,"4. Consumer loans ",6713.3562820000006,6617.3516310000014,6543.9084519999997,6273.7395770000021,6117.6789509999999,5963.7117920000001,5882.5515529999993,5481.5823250000003,5419.0117150000005,4934.4745810000004,4928.116728,4808.365436]
[null,"5. Loans to Individuals",23258.434614000002,23044.322036000001,22816.824081999999,22435.309821000003,22068.011052000002,21659.345461999997,21389.398653999997,20664.996486,20425.997758000001,19691.559877,19555.213387,19330.941885]
[null,"6. Total Gross Loans to Customers",66290.548999999999,66186.579152999999,65398.627641999999,66648.449294999999,63787.154000000002,62047.946702000001,61034.616203999998,60260.035912000007,57702.006167,53749.043229000003,52787.812961000003,53090.534734000001]
[]
[]
[null,"Composition"]
[null,"1. Loans to Corporate Entities",0.64914403425743239,0.65182787309902113,0.65111157673059972,0.63784589024473004,0.65403675631930536,0.65092566936946117,0.64955299165790104,0.6299704082725307,0.64600888054249828,0.63363887626607041,0.62955060476842395,0.6054486550201339]
[null,"2. OPEKEPE *",0,0,0,2.5532477019351484E-2,0,0,0,2.7099220491417084E-2,0,0,0,3.0438570794147392E-2]
[null,"3. Mortgage loans",0.24958427078345666,0.24819186329341247,0.24882656130155986,0.24248981656670668,0.25005555352101144,0.25295975941608523,0.25406643091144293,0.25196490395679338,0.26007737061285324,0.27455531130343719,0.27709230291102604,0.27354360851256443]
[null,"4. Consumer loans ",0.10127169533623867,9.9980263607566441E-2,0.10006186196784046,9.4131816169212221E-2,9.5907695631004319E-2,9.611457121445359E-2,9.6380577430656103E-2,9.096546727925886E-2,9.3913748844648565E-2,9.1805812430492378E-2,9.3357092320549936E-2,9.0569165673154317E-2]
[null,"5. Loans to Individuals",0.35085596611969533,0.34817212690097893,0.34888842326940034,0.33662163273591889,0.34596324915201582,0.34907433063053878,0.35044700834209896,0.34293037123605219,0.35399111945750178,0.36636112373392959,0.370449395231576,0.36411277418571875]
[null,"6. Total Gross Loans to Customers",1,1,1,1,1,1,1,1,1,1,1,1]
[]
[]
[null,"CONSOLIDATED CUSTOMER DEPOSITS (per product type)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"1. Savings",14635.940246,14596.990148999999,14138.300617000001,14995.286738999999,14294.226349,14379.171824999999,14284.658299999999,15134.031228,14944.669550000001,14430.143332,14496.201821000001,15323.400437]
[null,"2. Sight deposits and other deposits",8816.6914749999996,9139.7214499999991,9591.9163499999995,11190.482266999999,10676.243110000001,10860.271853,11371.961880000001,11681.627763,10981.827182999999,10850.952749,11244.574581000001,12013.31258]
[null,"3. Term deposits, repos",14866.66325342,15080.209806700001,15963.67940741,16179.060115,15989.891625,15679.04817,16165.119344000001,15899.592968999999,17224.56769,16821.387180000002,17145.606196000001,17402.053022]
[null,"4. Total Customer Deposits ",38319.294974420001,38816.921405699999,39693.896374410004,42364.829121000002,40960.361084000004,40918.491847999998,41821.739523999997,42715.251960000001,43151.064423000003,42102.483261000001,42886.382598000004,44738.766039000002]
[]
[]
[null,"Composition"]
[null,"1. Savings",0.381947012745673,0.37604708514716295,0.35618323995310092,0.35395603027623029,0.34897705905682636,0.35141011253333426,0.34156059653622362,0.35430040871986462,0.34633374054231497,0.34273853260733439,0.33801409545033595,0.34250833882280468]
[null,"2. Sight deposits and other deposits",0.23008490842239063,0.23545714392120479,0.24164713535614882,0.26414557781027237,0.26064816880167524,0.2654123200176261,0.27191508553760751,0.27347673786260396,0.25449724890555797,0.25772714359229631,0.26219452189293274,0.26852132152075153]
[null,"3. Term deposits, repos",0.38796807883193629,0.38849577093163229,0.40216962469075018,0.38189839191349723,0.39037477214149841,0.38317756744903969,0.38652431792616898,0.37222285341753136,0.399169010552127,0.3995343238003693,0.39979138265673125,0.38897033965644373]
[null,"4. Total Customer Deposits",1,1,1,1,1,1,1.0000000000000002,1,1,1,1,1]
[]
[null,"* OPEKEPE relates to a seasonal funding facility to Greek farmers (EU subsidized bridge financing); the loan is granted close to year end and is repaid early next year"]
[]
[null,"(1) For 31.03.2016 and 30.06.2016 discontinued operations refer to ATE Insurance and Piraeus Bank Cyprus"]
[null,"(2) For 30.09.2016 discontinued operations refer to  Piraeus Bank Cyprus and ATE Insurance Romania"]
[null,"(3) For 31.12.2016 discontinued operations refer to  ATE Insurance Romania"]
[null,"(4) For 31.03.2017 discontinued operations refer to Avis, Imithea & ATE Insurance Romania  "]
[null,"(5) For 30.06.2017 and 30.09.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary)"]
[null,"(6) For 31.12.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]
[null,"(7) For 31.03.2018 discontinued operations refer to Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]
[null,"(8) For 30.06.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank, while held for sale assets refer to Amoeba & Arctos loan portfolios under disposal"]
[null,"(9) For 30.09.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank, while held for sale assets refer to Amoeba & Arctos loan portfolios under disposal, as well as a corporate denounced exposure of €40mn"]
[null,"(10) For 31.12.2018 discontinued operations refer to Imithea, Piraeus Bank Bulgaria and Tirana Bank"]

{"sheet":"Analysis per Region","index":4,"n_rows":67,"n_cols":16,"rows_kept":67,"cut":false,"hidden":false,"merged":[[4,1,4,15],[7,2,8,2],[7,7,8,7],[7,5,8,5],[7,3,8,3],[7,4,8,4]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"ANALYSIS PER REGION"]
[]
[]
[null,"I. LOANS - DEPOSITS"]
[null,"(million €)"]
[null,"CONSOLIDATED LOANS PER COUNTRY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"Total Gross Loans to Customers",66290.549025,66186.579152999999,65398.627641000006,66648.449294000005,63787.154350000004,62047.946702000008,61034.616203999998,60260.035915,57702.006167,53749.043228000002,52787.812962000004,53090.534733,null,5.7346905282458227E-3]
[null,"Greece",62268.363388819998,62250.186137889999,61546.549385260005,62998.151176539999,60216.076924220004,58904.723932520006,57935.750961099999,58229.762952739999,55680.163735939997,52622.56510503,51686.972422350002,51997.782187930003,null,6.0133095635837019E-3]
[null,"International",4022.1856361800001,3936.3930151099999,3852.0782557400003,3650.29811746,3571.0774257800003,3143.2227694799999,3098.8652428999999,2030.2729622600002,2021.8424310600001,1126.47812297,1100.84053965,1092.75254507,null,-7.3471082220241124E-3]
[null,"Romania",809.57759099999998,788.22524099999998,791.84679900000003,796.68750699999998,780.22745600000007,797.18311200000005,809.96238900000003,32.001688999999999,30.879757999999999,28.487838,27.831510000000002,26.884601,null,-3.4022911441024983E-2]
[null,"Bulgaria",1043.5881340000001,1019.818458,949.76302199999998,913.856178,876.26367800000003,814.34401300000002,801.01617499999998,783.17433000000005,800.02234500000009,0.223578,0.264289,0.264322]
[null,"Cyprus",null,null,28,28,28.869917999999998,29.749502,29.743372000000001,0,0,0,0,0]
[null,"Albania",257.92442900000003,255.07674399999999,249.417779,227.925039,217.019586,222.29261500000001,212.76249899999999,206.527263,198.20873,0,0,0]
[null,"Serbia",350.81160799999998,351.47092100000003,361.95523800000001,364.78315800000001,364.04593499999999,0,0,0,0,67.055274999999995,66.644165000000001,64.849386999999993,null,-2.6930759804703164E-2]
[null,"Ukraine",105.51841899999999,101.34128800000001,98.139329000000004,70.125433000000001,67.939783000000006,64.841369,62.681775999999999,62.160620999999999,58.576624000000002,49.626275,49.677110999999996,45.406782,null,-8.5961701758381137E-2]
[null,"London",1439.4376241500001,1405.7014457199996,1358.6551552800001,1235.2616744300003,1223.8845853400001,1193.28634865,1167.2854544100003,933.34526199000004,907.2,949.01416581000001,917.27813807999996,912.66388791000008,null,-5.0303718996924651E-3]
[null,"Frankfurt",15.31504603,14.746133390000001,14.288151460000002,13.659126029999999,12.82648644,21.525809829999996,15.41357749,13.063796269999999,26.6464265,32.070991159999998,39.145326570000002,42.683565160000001,null,9.0387254367974013E-2]
[null,"SEE data as per IFRS local book"]
[]
[]
[null,"MIX OF LOANS: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"Total Gross Loans to Customers",66290.549025,66186.579152999999,65398.627641000006,66648.449294000005,63787.154350000004,62047.946702000008,61034.616203999998,60260.035915,57702.006167,53749.043228000002,52787.812962000004,53090.534733,null,5.7346905282458227E-3]
[null,"Greece",62268.363388819998,62250.186137889999,61546.549385260005,62998.151176539999,60216.076924220004,58904.723932520006,57935.750961099999,58229.762952739999,55680.163735939997,52622.56510503,51686.972422350002,51997.782187930003,null,6.0133095635837019E-3]
[null,"Business Loans",40021.302677319996,40184.984208239999,39694.336384940005,39792.471428700002,39068.708065240004,38026.675499190002,37312.30457932,36317.116796599999,35654.985018029998,33113.008431970004,32310.318539240001,31215.413297270003,null,-3.3887169531933492E-2]
[null,"OPEKEPE (seasonal funding facility to Greek farmers)",0,0,0,1701.7,0,0,0,1633,0,0,0,1616]
[null,"Mortgage Loans",16065.46956499,15958.719305680001,15809.66644778,15706.72315165,15501.83873109,15330.08719846,15143.05943437,14972.99274306,14796.52048431,14700.148487230001,14573.96983104,14473.845656990001,null,-6.8700687054225051E-3]
[null,"Consumer Loans",6181.5911465099998,6106.4826239699996,6042.5465525399995,5797.2565961900009,5645.5301278899997,5547.9612348700002,5480.3869474100002,5306.6534130800001,5228.6582336000001,4809.4081858299996,4802.6840520699998,4692.5232336700001,null,-2.2937344452737762E-2]
[null,"International",4022.1856361800001,3936.3930151099999,3852.0782557400003,3650.29811746,3571.0774257800003,3143.2227694799999,3098.8652428999999,2030.2729622600002,2021.8424310600001,1126.47812297,1100.84053965,1092.75254507,null,-7.3471082220241124E-3]
[null,"Business Loans",3010.8117336800001,2957.2729087600001,2887.4671740600002,2718.9680443000002,2650.43523276,2361.9257408100002,2332.9129706799999,1644.9226324000001,1621.02339097,944.47491903000002,922.28103576000001,928.17955072999996,null,6.395572218547585E-3]
[null,"Mortgage Loans",479.60876701000001,468.25109931999998,463.24918222000002,454.84709235000003,448.49336991000001,365.54647154000003,363.78766662999999,210.42141794,210.46555868999999,56.936808769999999,53.12682796,48.730792010000002,null,-8.2746064818886578E-2]
[null,"Consumer Loans",531.76513549000003,510.86900702999998,501.36189945999996,476.48298081000002,472.14882311000002,415.75055713,402.16460559000001,174.92891191999999,190.35348139999999,125.06639517000001,125.43267593,115.84220233000001,null,-7.6459132589598355E-2]
[]
[null,"NPEs: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"NPEs",36464.405467412667,36450.053653969997,36305.042465739876,35819.747079209941,35180.646277890002,34510.721296159994,33773.906281000025,32856.06283069004,32150.331620631558,29387.154222772744,28542.482425960006,27330.621221329988,null,-4.2458157161824328E-2]
[null,"Greece",34320.630551012633,34331,34184.792437509874,33937,33362.025164379986,32859,32219.185403820033,31728.093260310037,31025.964627389745,28507.912175142767,27645.590753949997,26473.124934979998,null,-4.2410590151793937E-2]
[null,"International",2143.7749164000343,2119.053653969997,2120.2500282300025,1882.7470792099411,1818.6211135100166,1651.7212961599944,1554.7208771799924,1127.9695703800026,1124.3669932418125,879.24204762997761,896.89167201000964,857.49628634998953,null,-4.392435217034818E-2]
[]
[null,"LOANS IN ARREARS > 90 days: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"Total Loans in arrears > 90 days",26377.613415000003,25932.809011999998,25346.05285,24381.66015835691,24086.90062,23001.100909000001,22068.158209000001,20721.428286999999,20484.044235179001,17799.007295900003,17659.412462,17403.402457651806,null,-1.4497085047369684E-2]
[null,"Greece",24715.185735000003,24287.331275999997,23766.69485,22964.583570999996,22735.317707999999,21799.040142000002,20907.677339000002,19892.980873999997,19673.447952179002,17091.087552900004,16934.519272000001,16687.150141651808,null,-1.4607390170041645E-2]
[null,"International",1662.42768,1645.4777360000003,1579.3579999999999,1417.0765873569148,1351.5829120000001,1202.0607670000002,1160.4808699999999,828.44741299999998,810.59628299999997,707.91974299999811,724.89319000000012,716.25231599999995,null,-1.1920203030187371E-2]
[]
[null,"CONSOLIDATED DEPOSITS PER COUNTRY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"Total Customer Deposits ",38319.294974419994,38816.921404699999,39693.896375409997,42364.829121000002,40960.361084999997,40918.491847999998,41821.739524000004,42715.251958999994,43151.064423000003,42102.483261000008,42886.382598000004,44738.766039000002,null,4.3192811535622155E-2]
[null,"Greece",35484.294014159997,35925.415922979999,36785.863263399995,39321.59841395,38036.176502989998,38185.013023539999,39075.451880150002,40888.938431509996,41404.237007750002,41903.475938610005,42686.745210330002,44536.171280900002,null,4.3325534927934672E-2]
[null,"International",2835.0009602599998,2891.5054817199998,2908.03311201,3043.2307070499996,2924.1845820100002,2733.4788244600004,2746.2876438500002,1826.3135274900001,1746.8274152499998,199.00732239000001,199.63738767000001,202.59475809999998,null,1.4813710320075391E-2]
[null,"Romania",849.90452800000003,893.75829499999998,916.28416900000002,963.189166,933.89635799999996,942.09023300000001,931.10354500000005,0,0,0,0,0]
[null,"Bulgaria",1069.582312,1070.350134,1075.6007569999999,1105.782586,1077.3163480000001,1124.8541769999999,1151.0738309999999,1159.5125860000001,1097.9673869999999,0,0,0]
[null,"Albania",456.87610599999999,457.16064899999998,459.11368199999998,466.25315399999999,452.08602000000002,453.00986399999999,451.80836799999997,454.82874700000002,446.65686499999998,0,0,0]
[null,"Serbia",252.849232,238.13441599999999,231.540425,264.852284,246.68043499999999,0,0,0,0,0,0,0]
[null,"Ukraine",45.050739,51.471829,47.569093000000002,59.676009000000001,47.482531000000002,49.458374999999997,48.167175,53.275010999999999,50.092571999999997,50.774237999999997,49.113253999999998,55.595210000000002,null,0.13197977067453115]
[null,"London",26.414451100000001,25.559319410000001,25.827222500000001,39.536831119999995,25.95586539,24.306615309999998,29.838079990000001,25.489907250000002,18.37700804,18.992431750000002,19.877778500000002,19.475349310000002,null,-2.0245179309146599E-2]
[null,"Frankfurt",134.32359216,155.07083931,152.09776351000005,143.94067693,140.76702462,139.75956014999997,134.29664485999999,133.20727624,133.73358321000001,129.24065264000001,130.64635516999999,127.52419878999999,null,-2.3897768720278378E-2]
[]
[]
[null,"MIX OF DEPOSITS: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31",null,"QoQ"]
[null,"Total Customer Deposits",38319.294974420001,38816.921405699999,39693.896374409996,42364.829121000002,40960.361083999996,40918.491847999998,41821.739524000004,42715.251959999994,43151.064423000003,42102.483261000008,42886.382598000004,44738.766039000002,null,4.3192811535622155E-2]
[null,"Greece",35484.294014159997,35925.415922979999,36785.863263399995,39321.59841395,38036.176502989998,38185.013023539999,39075.451880150002,40888.938431509996,41404.237007750002,41903.475938610005,42686.745210330002,44536.171280900002,null,4.3325534927934672E-2]
[null,"Savings, sight deposits and other deposits",22714.690220559998,22940.382613149999,22848.249185039997,25149.488249089998,23965.148076719997,24191.808892959998,24559.191918690001,25950.829140679998,25096.36978411,25180.233682739999,25638.706952389999,27236.025413720003,null,6.2301053804942441E-2]
[null,"Term deposits, repos and retail bonds",12769.603793599999,12985.033309830002,13937.61407836,14172.11016486,14071.028426269999,13993.204130579999,14516.25996146,14938.10929083,16307.86722364,16723.242255870002,17048.038257939999,17300.145867179999,null,1.4788071532076952E-2]
[null,"International",2835.0009602600003,2891.5054827200001,2908.0331110100001,3043.2307070500001,2924.1845810100003,2733.4788244599999,2746.2876438499998,1826.31352849,1746.8274152500001,199.00732238999998,199.63738767000001,202.59475809999998,null,1.4813710320075391E-2]
[null,"Savings, sight deposits and other deposits",737.94150044000003,796.32898584999998,881.96778196000002,1036.28075691,1005.3213822800001,1047.63478504,1097.4282613099999,864.82985032000011,830.12694888999999,100.86239825999999,102.06944961000001,100.68760327999999,null,-1.3538295104754128E-2]
[null,"Term deposits, repos and retail bonds",2097.05945982,2095.1764968699999,2026.0653290500002,2006.9499501400001,1918.86319873,1685.8440394199999,1648.8593825400001,961.48367816999996,916.70046636000006,98.144924129999993,97.567938060000003,101.90715481999999,null,4.447379791229733E-2]

{"sheet":"Loan Portfolio Quality","index":5,"n_rows":78,"n_cols":14,"rows_kept":78,"cut":false,"hidden":false,"merged":[[1,5,2,8],[4,1,4,13],[77,1,77,4]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"LOAN PORTFOLIO QUALITY"]
[]
[]
[]
[null,"CONSOLIDATED LOAN PORTFOLIO QUALITY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"Gross Loans"]
[null,"1. Loans to Businesses",43032.114411000002,43142.257117000001,42581.80356,42511.439474000006,41719.143297000002,40388.601240000004,39645.217550000001,37962.039426000003,37276.008409000002,34057.483352000003,33232.599574,32143.592849000001]
[null,"2. OPEKEPE ",0,0,0,1701.7,0,0,0,1633,0,0,0,1616]
[null,"3. Mortgage loans",16545.078332000001,16426.970405,16272.91563,16161.570244,15950.332101,15695.633669999999,15506.847100999999,15183.414161000001,15006.986043000001,14757.085295999999,14627.096659000001,14522.576449]
[null,"4. Consumer loans ",6713.3562820000006,6617.3516310000014,6543.9084519999997,6273.7395770000021,6117.6789509999999,5963.7117920000001,5882.5515529999993,5481.5823250000003,5419.0117150000005,4934.4745810000004,4928.116728,4808.365436]
[null,"5. Loans to Individuals",23258.434614000002,23044.322036000001,22816.824081999999,22435.309821000003,22068.011052000002,21659.345461999997,21389.398653999997,20664.996486,20425.997758000001,19691.559877,19555.213387,19330.941885]
[null,"6. Total Gross Loans to Customers",66290.548999999999,66186.579152999999,65398.627641999999,66648.449294999999,63787.154000000002,62047.946702000001,61034.616203999998,60260.036,57702.006000000001,53749.042999999998,52787.813000000002,53090.535000000003]
[]
[null,"Loans in Arrears > 90 days"]
[null,"1. Loans to Businesses",18187.874480999999,17904.638006999998,17408.334999999999,16716.004882999998,16477.134966000001,15565.761117999999,14798.390111000001,13629.319926999997,13359.779348178999,10976.2687019,10772.837471000001,10431.93785065181]
[null,"2. Mortgage loans",4701.6014240000004,4642.1355189999995,4599.9369999999999,4526.5326789999999,4573.1907120000005,4534.584081,4484.9747029999999,4433.9278969999996,4490.0801009999996,4564.5891519999996,4603.1826369999999,4579.0149289999999]
[null,"3. Consumer loans ",3488.13751,3386.0354860000007,3337.7799999999997,3139.1234678182818,3036.5749420000002,2900.7557100000004,2784.7933950000001,2658.1806619999998,2634.1847860000003,2258.1494419999999,2283.3923540000001,2392.4496779999999]
[null,"4. Loans to Individuals",8189.7389340000009,8028.1710050000002,7937.7169999999996,7665.6561468182817,7609.7656540000007,7435.3397910000003,7269.7680980000005,7092.1085589999993,7124.2648869999994,6822.7385939999995,6886.5749909999995,6971.4646069999999]
[null,"5. Total Loans in arrears",26377.613415,25932.809000000001,25346.052,24381.661029818279,24086.90062,23001.100909000001,22068.158209000001,20721.428286999999,20484.044235179001,17799.007295899999,17659.412462,17403.40245765181]
[]
[null,"NPEs"]
[null,"1. Loans to Businesses",26257.08732210684,26218.010158740028,26082.170449409899,25859.235767479939,25251.763107110022,24633.843409419991,23966.771652250049,23325.801119540003,22787.237256566539,20223.334876829998,19360.672284720018,18281.859561959995]
[null,"2. Mortgage loans",6312.5195671363535,6317.4850530199619,6311.8963768700114,6266.7211890600038,6358.6160056299932,6427.5360929000044,6429.4496595599676,6296.2563937900204,6231.7735976183321,6316.2738620827531,6321.5548475399883,6244.5342285299939]
[null,"3. Consumer loans ",3894.798578169477,3914.5584422100083,3910.9756394599667,3693.7901226699987,3570.2671651499859,3449.3417938399984,3377.684969190007,3234.0053173600172,3131.3207664466877,2847.5454838599958,2860.2552936999982,2804.2274308400029]
[null,"4. Loans to Individuals",10207.318145305831,10232.043495229969,10222.872016329979,9960.5113117300025,9928.88317077998,9876.8778867400033,9807.1346287499746,9530.2617111500367,9363.0943640650203,9163.8193459427494,9181.8101412399865,9048.7616593699968]
[null,"5. Total Loans in arrears",36464.405467412667,36450.053653969997,36305.042465739876,35819.747079209941,35180.646277890002,34510.721296159994,33773.906281000025,32856.06283069004,32150.331620631558,29387.154222772744,28542.482425960006,27330.621221329988]
[]
[]
[]
[null,"LLRs"]
[null,"1. Loans to Businesses",12996.893876,12915.009346049999,12784.166661740001,12695.421443540001,12214.892533190001,11688.954556999999,11394.047892639997,11613.24708682,11876.302314,10375.366467,9953.8841528535304,9484.9713664938099]
[null,"2. Mortgage loans",1754.7121470000002,1785.7596559999999,1845.72891407,1826.3438939999999,1838.201127,1775.171173,1831.3549739999999,1751.1156509999998,1983.6840159999999,1927.418302,1919.256449,1823.5211770000001]
[null,"3. Consumer loans ",2626.0019730000004,2612.5249140000001,2490.4238930700003,2419.0762479999999,2316.746427,2220.4001290000001,2146.5677019999998,2176.1432679999998,2484.4949819999997,2065.6420990000001,2044.2717910000001,2024.9647839999998]
[null,"4. Loans to Individuals",4380.7141200000005,4398.2845699999998,4336.1528071400007,4245.4201419999999,4154.9475540000003,3995.5713020000003,3977.9226759999997,3927.2589189999999,4468.1789979999994,3993.0604010000002,3963.5282400000001,3848.4859609999999]
[null,"5. Total Loans to Customers",17377.608,17313.294000000002,17120.319,16940.842000000001,16370.222,15684.526,15371.97,15540.505999999999,16344.481,14368.427,13917.412,13333.457]
[]
[null,"Loans in Arrears > 90 days / gross loans"]
[null,"1. Loans to Businesses",0.42265816425582747,0.41501393769091327,0.40882098794783878,0.39321192342177697,0.394953818890736,0.38539985639770069,0.37327049832269116,0.35902496633690723,0.35840155420056685,0.32228654679076357,0.32416475415989682,0.32454174925801277]
[null,"2. Mortgage loans",0.2841691849174619,0.28259231036217353,0.28267442077311378,0.28008000526313215,0.28671445102470849,0.2889073596096487,0.28922544175409937,0.2920244320535596,0.2991993254431255,0.3093150890194597,0.31470241458804321,0.31530320705010323]
[null,"3. Consumer loans ",0.51958176558459612,0.5116904276535037,0.51005909151737627,0.50035922423789203,0.49636062407355319,0.4864010554452361,0.47339889330503254,0.48492944270430155,0.48610058891522434,0.45762713029162522,0.46333974620091428,0.49755986932437468]
[null,"4. Loans to Individuals",0.35211909442393569,0.348379570136988,0.34788877590821232,0.34167819423839818,0.34483241992532604,0.34328552559655373,0.33987716137314095,0.34319427848946016,0.34878418040605752,0.34648035181656928,0.35216056479230684,0.36063760620011814]
[null,"5. Total Loans to Customers",0.39790911092017056,0.39181370803365595,0.38756244456301675,0.37541002890032754,0.37761365901353744,0.3706988245633373,0.36156790329016159,0.35344492406199757,0.35499709031223281,0.3311502177982964,0.33453578503053344,0.33809732244597857]
[]
[null,"NPEs / gross loans"]
[null,"1. Loans to Businesses",0.61017423107136282,0.60771067419207758,0.6125191576880662,0.6082888767691681,0.60528000125366577,0.60992068685516054,0.60453121797158726,0.61445068474282982,0.61131108799365808,0.59380003706710749,0.58258073496805585,0.56875594610229607]
[null,"2. Mortgage loans",0.38153458330428369,0.38458004715812122,0.3878774105627199,0.38775447524268447,0.3986510102339087,0.40951109257763435,0.41462004607921543,0.41467988207570178,0.41525817241131768,0.42801635522123188,0.43218110845328678,0.42998804313128486]
[null,"3. Consumer loans ",0.58015669280242088,0.59155968437156292,0.59765133759850575,0.58877007522143721,0.58359832115191135,0.57838841214075865,0.57418705790473634,0.58997660267010898,0.57783982230174735,0.57707166935753551,0.5803951999450282,0.58319765171026461]
[null,"4. Loans to Individuals",0.43886522522722649,0.44401581783336475,0.44804097097784595,0.44396584630209646,0.44992197744436668,0.45600998903999124,0.45850445762372838,0.4611789659682034,0.45839104042777501,0.46536787350433373,0.46953259775441319,0.46809729775202813]
[null,"5. Total Loans to Customers",0.55006944455102746,0.55071668789091432,0.55513462246452738,0.55152486410844226,0.55153183786644566,0.55619441303845119,0.55335657666979154,0.56042510541877022,0.55717875078089241,0.54674748763010994,0.54070212050573119,0.53095421301678558]
[]
[null,"LLRs / gross loans"]
[null,"1. Loans to Businesses",0.30202777748419662,0.29935868471195265,0.30022604946092613,0.29863541674011107,0.29278867128770514,0.28941221528175898,0.28740031198643268,0.30591736541072523,0.31860445420257388,0.30464278172775539,0.29952168293933568,0.29508124406164171]
[null,"2. Mortgage loans",0.10605644239267178,0.10870900792859862,0.11342336899155914,0.11300534950668126,0.11524531999460717,0.11309968175372177,0.1180997634188255,0.11533082299091214,0.13218403817502636,0.13060968770861811,0.13121239940799106,0.12556457756678324]
[null,"3. Consumer loans ",0.39116082369125782,0.39479916735287657,0.38057132237368907,0.38558760979950685,0.37869696098081496,0.37231848326046674,0.3649041887113233,0.39699180619347896,0.45847750709282226,0.41861439654663002,0.41481805400125665,0.42113371185126364]
[null,"4. Loans to Individuals",0.18834948235781557,0.19086196431072994,0.19004190905607915,0.1892293966908441,0.18827920396674994,0.18447331702659189,0.18597636802921969,0.19004401581488853,0.21874960777619798,0.2027802990693463,0.20268396777684317,0.1990842445181765]
[null,"5. Total Loans to Customers",0.26214306959503381,0.26158315207646221,0.26178407127621539,0.26084203110846399,0.25663822530787311,0.2527807418886665,0.25185658493569052,0.26507405218302355,0.28325672074554914,0.26732433170949665,0.26364820228487207,0.259030159281672]
[]
[null,"LLRs / NPLs"]
[null,"1. Loans to Businesses",0.71459113540602193,0.72132200276826297,0.73437044161546761,0.75947701214487628,0.74132381378164403,0.75094012225865903,0.76995185335535432,0.85207825108088409,0.88895946590755603,0.94525441648526842,0.92397979452014789,0.90922429775606539]
[null,"2. Mortgage loans",0.3732158447210816,0.38468494697989453,0.40125091149509223,0.40347524772614152,0.40195155696800072,0.39147386867033812,0.40833117136090119,0.39493552707178808,0.44179256747740592,0.42225449822915417,0.41694119055220097,0.39823438125331345]
[null,"3. Consumer loans ",0.75283785844784556,0.77155863392507862,0.746131828062365,0.77062156770828738,0.76294722549284599,0.76545574704737884,0.77081757873100665,0.81865890423064103,0.94317414450361925,0.91474995435665252,0.89527837273295874,0.84639806747901836]
[null,"4. Loans to Individuals",0.53490277960061772,0.54785636320660314,0.54627203352550879,0.55382345107693232,0.54600203776524858,0.53737575071369059,0.5471870109714192,0.55375053643478789,0.62717755008707043,0.58525771521006931,0.57554419216808039,0.55203406715079084]
[null,"5. Total Loans to Customers",0.65880137549206708,0.66762123609517199,0.67546294783897709,0.69481902727142719,0.67963173254459164,0.68190327332822886,0.69656787188207159,0.74997272315198682,0.79791279555675954,0.8072600208051921,0.78810164437508112,0.76614081829370306]
[]
[null,"LLRs / NPEs"]
[null,"1. Loans to Businesses",0.49498612380579704,0.49260066907650718,0.49014964788059801,0.49094341216013471,0.48372434357863553,0.4745079508189996,0.47541020784792687,0.49787130685477693,0.5211821942380328,0.51303934441035848,0.51412905535875497,0.51881874129640937]
[null,"2. Mortgage loans",0.27797333985865452,0.28266939153996878,0.29242066153583995,0.29143531982694576,0.28908824268872901,0.27618221778029262,0.28483852755219147,0.27812013067433533,0.31831772848072126,0.30515116096698908,0.30360512489215719,0.29201876557401296]
[null,"3. Consumer loans ",0.67423306245382253,0.66738687199802527,0.63677816551521182,0.65490354558948471,0.64890001779535567,0.64371705145755576,0.63551447857932175,0.67289415274568221,0.7934335596091987,0.72541145021498132,0.71471654838038956,0.72211146704082563]
[null,"4. Loans to Individuals",0.42917385915071288,0.42985397511752332,0.42416189894713013,0.42622512129476509,0.41847078694890127,0.40453788614357289,0.40561517982414286,0.41208300863398739,0.47721178749929033,0.4357419379691192,0.4316717704930384,0.42530526340196956]
[null,"5. Total Loans to Customers",0.47656359063717457,0.47498679053698201,0.47156862620821882,0.47294700218116831,0.46531896744285228,0.45448270597998819,0.45514338412929489,0.47298746901238559,0.50837674686725143,0.48893563803689416,0.48760341838178073,0.48785780945198565]
[]
[]
[]
[null,"Note: Ratios exclude seasonal agri-loan of €1.7bn for Dec.16 and €1.6bn for Dec.17 and Dec.18\n"]

{"sheet":"NPE flow decomposition","index":6,"n_rows":24,"n_cols":11,"rows_kept":24,"cut":false,"hidden":false,"merged":[[1,2,2,5],[23,1,23,8],[4,1,4,10]]}
[]
[null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"NPE flow decomposition"]
[]
[]
[]
[null,"Bank data, amounts in €mn","Q4.16","Q1.17","Q2.17","Q3.17","Q4.17","Q1.18","Q2.18","Q3.18","Q4.18"]
[]
[null,"NPEs | Begin of period",34123.325221301267,33818.852581301267,33307.210449999999,32629.134910000001,32020.605680000001,31384.236659999999,30762.093420000001,28268,27484.319170000002]
[]
[null,"Re-defaults",428.62581999999998,419.34195999999997,410.06399999999996,291.93930000000006,357.72442999999993,352.58186000000001,397,347.93917999999996,242.42182]
[null,"Defaults",669.15413000000001,549.75207000000012,328.63400000000001,351.24339000000003,624.95281,444.0501799999999,171,231.42347000000001,242.59049999999999]
[]
[null,"Curings, Collections, Liquidations",-1090.89157,-798.18156999999997,-800.51623000000006,-798.95741999999996,-895.66900999999984,-938.52853999999991,-876,-946.52810999999986,-807.49440000000016]
[null,"Write-offs",-311.36102,-682.55509999999992,-616.28356000000008,-452.75466999999998,-498.82495,-476.94905999999992,-1039,-352.22798,-259.35178999999999]
[null,"Sales",0,0,0,0,-224.55257999999998,-3.3068299999999997,-1545,-64.806250000000006,-534.57813999999996]
[null,"Adjustment*",null,null,null,null,null,null,398]
[]
[null,"NPE | End of period",33818.852581301267,33307.210449999999,32629.134910000001,32020.605680000001,31384.236659999999,30762.093420000001,28268,27484.319170000002,26367.906629999998]
[]
[]
[null,"* Αdjustment in Q2.18 related with the automated application of ‘Unlikely to Pay’ criteria  as per ECB’s 2017 NPE Guidance (impact of one-off nature) \n"]

{"sheet":"Capital Adequacy","index":7,"n_rows":22,"n_cols":6,"rows_kept":22,"cut":false,"hidden":false,"merged":[[22,1,22,3],[4,1,4,5],[21,1,21,5],[10,2,10,3],[10,4,10,5],[9,2,9,5]]}
[]
[]
[]
[null,null,null,null,null,"Back to Cover"]
[null,"CAPITAL ADEQUACY"]
[]
[]
[]
[]
[null,null,"2018-12-31"]
[null,null,"Phased-In",null,"Fully Loaded"]
[null,"amounts in € mn","Reported","Pro-Forma","Reported","Pro-Forma"]
[null,"1. Core Equity Tier I",6489,6489,4903,4903]
[null,"2. Tier II",0,0,0,0]
[null,"3. Total Regulatory Capital",6489,6489,4903,4903]
[null,"4. Risk Weighted Assets",47553,46414,46002,44863]
[]
[null,"Capital Ratios"]
[null,"Core Equity Tier I",0.13645826761718505,0.13980695479812125,0.10658232250771706,0.10928827764527561]
[null,"Total Capital Adequacy Ratio",0.13645826761718505,0.13980695479812125,0.10658232250771706,0.10928827764527561]
[]
[null,"(1) Ratios pro forma adjusted for divestments under way (RWA relief from Piraeus Bank Bulgaria, Tirana Bank)"]

{"sheet":"Other Information","index":8,"n_rows":64,"n_cols":14,"rows_kept":64,"cut":false,"hidden":false,"merged":[[4,1,4,13],[55,1,55,9],[6,2,7,2],[6,3,7,3],[6,4,7,4],[6,5,7,5],[6,6,7,6],[6,7,7,7]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"OTHER INFORMATION"]
[]
[]
[]
[]
[null,"Branches PER COUNTRY (#)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"Group (continued operations)",981,939,931,921,911,869,860,753,728,594,584,573]
[null,"Greece",701,678,671,660,649,639,628,620,597,574,564,553]
[null,"Abroad",280,261,260,261,262,230,232,133,131,20,20,20]
[null,"SE Europe",278,259,258,259,260,228,230,131,129,18,18,18]
[null,"Bulgaria",75,75,75,75,76,73,74,74,72,0,0,0]
[null,"Romania",120,101,101,101,101,98,99,0,0,0,0,0]
[null,"Albania",39,39,39,39,39,39,39,39,39,0,0,0]
[null,"Serbia",26,26,26,26,26,0,0,0,0,0,0,0]
[null,"Egypt"]
[null,"Ukraine",18,18,17,18,18,18,18,18,18,18,18,18]
[null,"Cyprus",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"London",1,1,1,1,1,1,1,1,1,1,1,1]
[null,"Frankfurt",1,1,1,1,1,1,1,1,1,1,1,1]
[]
[null,"Discontinued operations",13,13,13,0,0,26,26,125,125,111,108,0]
[]
[]
[null,"Employees PER COUNTRY (#)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"Group",20710.23,19993.23,19618.73,18994.960000000003,18973.460000000003,18984.75,18867.3,18150.099999999999,17830.849999999999,15312.1,15107.6,14940.35]
[null,"Group (continued operations)",19259.489999999998,18525.489999999998,18335.489999999998,18074.560000000001,17641.060000000001,17087.849999999999,16977.599999999999,15114.85,14824.35,12858.1,12733.1,12556.85]
[null,"Greece",15627,14957.5,14796,14492,14053.5,13927.5,13891.5,13253,12942,12389.5,12262,12097]
[null,"Piraeus Bank Greece",14262,13520,13385,13192,13152,13077,13043,12767,12469,11941,11814,11678]
[null,"Affiliate companies in Greece",1365,1437.5,1411,1300,901.5,850.5,848.5,486,473,448.5,448,419]
[null,"Abroad ",3632.49,3567.99,3539.49,3582.56,3587.56,3160.35,3086.1,1861.85,1882.35,468.59999999999968,471.09999999999968,459.85]
[null,"SE Europe",3596.75,3533.25,3506.75,3549,3554,3126,3052.75,1828.5,1848,434.24999999999994,438.74999999999994,427.5]
[null,"Bulgaria",882,888.5,872,871,895,927,946,976,992.5,22,20,12]
[null,"Romania",1383.75,1298.75,1306.75,1337,1325.5,1300,1277.25,15,15.5,16.75,13.25,9.5]
[null,"Albania",432.5,439.5,437.5,435.5,439.5,446.5,444.5,444.5,445,5.5,5.5,1]
[null,"Serbia",459,464,445,451,447,1,1,1,1,5,5,5]
[null,"Ukraine",431.49999999999994,434.49999999999994,437.49999999999994,447.49999999999994,439.99999999999994,444,376.99999999999994,383.99999999999994,385.99999999999994,378.99999999999994,388.99999999999994,394]
[null,"Other",11,11,11,10,10,10.5,10,11,11,9,9,9]
[null,"London",19,18,17,18,18,19,19,19,20,20,18,18]
[null,"Frankfurt",13.74,13.74,12.74,12.56,13,12.35,11.35,11.35,11.35,11.35,11.35,11.35]
[]
[null,"Discontinued & held for sale operations",1450.74,1467.74,1283.24,920.4,1332,1896.9,1889.7,3035.25,3006.5,2454,2374.5,2383.5]
[]
[]
[null,"Number of SHARES","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","30/06/2017 (1)","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"Piraeus Bank's shares (end of the period)*",8733183280,8733183280,8733183280,8733183280,8733183280,436659164,436659164,436659164,436659164,436659164,436659164,436659164]
[null,"PB's shares minus treasury stock (average of period)**",8732522405.8333302,8732300651.5785103,8732300651.5785103,8732300651.5785103,8732300651.5785103,436460508,436477796.44787323,436477425,436403575.53548354,436467124.69016302,436416759.12688178,436456562.94337505]
[null,"Adjusted PB's shares minus treasury stock (avg of period)***",8732522405.8333302,8732300651.5785103,8732300651.5785103,8732300651.5785103,8732300651.5785103,436460508,436477796.44787323,436477425,436403575.53548354,436467124.69016302,436416759.12688178,436456562.94337505]
[]
[null,"* Outstanding number of shares"]
[null,"** Weighted average number of shares in issue for the basic EPS calculation"]
[null,"*** Weighted average number of shares in issue for the diluted EPS calculation"]
[null,"(1) Following the resolutions of the Annual General Meeting of the Bank on 28.06.17, to proceed to a reverse split (from 8,733,183,280 ordinary shares to 436,659,164)\n"]
[]
[null,"RATINGS\n(outlook)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31","2018-03-31","2018-06-30","2018-09-30","2018-12-31"]
[null,"Moody's","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3                (Stable)","Caa3                    (Stable)","Caa3                  (Stable)","Caa2           (Stable) ","Caa2             (Stable) ","Caa2             (Stable) ","Caa2             (Stable) "]
[null,"S&P Global","SD","SD","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","B- (Stable) ","B- (Stable) "]
[null,"Fitch","RD","RD","RD","RD","RD","RD","RD","RD"," RD"," RD"," RD","CCC"]
[]
[null,"Note: On 8 March 2019, Moody’s changed the outlook of Piraeus Bank’s rating to “Positive” from “Stable” "]
[null," "]