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{"sheet":"Cover ","index":0,"n_rows":40,"n_cols":5,"rows_kept":40,"cut":false,"hidden":false,"merged":[[47,1,47,5],[38,1,38,5],[39,1,42,5],[14,1,14,5]]}
[]
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[null,"FY 2017 DATA OF PIRAEUS BANK GROUP"]
[]
[]
[]
[]
[null,null,null,"Consolidated Balance Sheet",1]
[null,null,null,"Consolidated P&L",2]
[null,null,null,"Analysis of Selected Balance Sheet Items",3]
[null,null,null,"Loans per Customer Type"]
[null,null,null,"Deposits per Product Type"]
[null,null,null,"Analysis Per Region",4]
[null,null,null,"I. Loans - Deposits - NPLs"]
[null,null,null,"II. P&L"]
[null,null,null,"Loan Portfolio Quality",5]
[null,null,null,"Capital Adequacy",6]
[null,null,null,"Analysis of CET1"]
[null,null,null,"Piraeus Core Bank-PLU",7]
[null,null,null,"Other Information",8]
[null,null,null,"Branches Per Country"]
[null,null,null,"Employees Per Country"]
[null,null,null,"# Shares"]
[null,null,null,"Ratings"]
[]
[]
[null,"Note:"]
[null,"As of Q1.2017 the operations of two domestic subsidiaries, namely Olympic SA (Avis Greece) and Imithea SA (H.Dunant hospital) were recorded as discontinued. As of Q2.2017 the Bank’s operations in Serbia (Piraeus Bank Beograd and the local leasing subsidiary) have been also classified as discontinued. On top, as of Q4.2017, Piraeus Bank Romania has been classified as discontinued. \n"]

{"sheet":"BS","index":1,"n_rows":54,"n_cols":12,"rows_kept":54,"cut":false,"hidden":false,"merged":[[53,1,53,11],[48,1,48,7],[49,1,49,7],[50,1,50,7],[51,1,51,7],[52,1,52,11]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"CONSOLIDATED BALANCE SHEET"]
[]
[]
[]
[null,"(million €)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"ASSETS"]
[null,"1. Cash and balances with central banks",3511.415,3733.8150000000001,3262.402,3071.788,2820.7860000000001,3041.7170000000001,3214.9969999999998,1449.24,null,-0.54922508481345389]
[null,"2. Loans and advances to credit institutions  ",150.107,176.49799999999999,171.398,118.85899999999999,159.09200000000001,172.59200000000001,142.74700000000001,2147.7579999999998,null,14.04590639382964]
[null,"3. Derivative financial instruments",474.32,478.36200000000002,467.64299999999997,445.64499999999998,423.01799999999997,492.37900000000002,458.07100000000003,459.99299999999999,null,4.1958561009101114E-3]
[null,"4. Gross loans and advances to customers ",66290.548999999999,66186.578999999998,65398.627999999997,66648.448999999993,63787.154000000002,62047.947,61034.616000000002,60260.036,null,-1.2690831052332707E-2]
[null,"5. Cumulative Provisions",17377.608,17313.294000000002,17120.319,16940.842000000001,16370.222,15684.526,15371.97,15540.505999999999,null,1.0963851737936015E-2]
[null,"6. Net Loans",48912.940999999999,48873.284999999996,48278.308999999994,49707.606999999989,47416.932000000001,46363.421000000002,45662.646000000001,44719.53,null,-2.065399363847642E-2]
[null,"7. Bonds of Loan Portfolio",16999.217000000001,15490.08,14560.76,13246.257,10525.616,7068.8320000000003,3604.2359999999999,23.109000000000002,null,-0.99358837767560171]
[null,"8. Financial instruments at fair value through P&L",278.20600000000002,259.26800000000003,254.83,193.86,213.84399999999999,1650.6429999999998,176.767,1499.823875,null,7.4847504059015542]
[null,"9. Investment securities",2641.0720000000001,2569.4919999999997,2712.4139999999998,2746.88,3118.4540000000002,2876.386,2626.9739999999997,2203.8029999999999,null,-0.1610868626792652]
[null,"10. Investments in associates",298.61799999999999,257.774,251.82400000000001,232.637,254.63900000000001,232.22300000000001,244.267,251.374,null,2.9095211387539122E-2]
[null,"11. Goodwill",14.717000000000001,14.717000000000001,14.717000000000001,14.717000000000001,14.717000000000001,14.715,14.715,40.945,null,1.782534828406388]
[null,"12. Other intagible assets",255.21099999999998,253.42500000000001,248.86699999999999,267.24700000000001,261.50599999999997,262.49299999999999,261.36099999999999,259.82600000000002,null,-5.873102719992529E-3]
[null,"13. Property, plant and equipment",2510.8319999999999,2562.52,2735.482,2709.5530000000003,2306.9630000000002,2087.9079999999999,2142.326,2180.172,null,1.7665845440890005E-2]
[null,"14. Deferred tax assets",5088.1779999999999,5092.0649999999996,5085.183,5318.348,5330.1019999999999,5329.1450000000004,5339.2030000000004,6542.8130000000001,null,0.22542877654211679]
[null,"15. Other assets",3326.8983014199894,3273.3564117000142,3411.8228794100169,3424.5740000000042,3274.8040000000065,3359.8229999999894,3299.4289999999901,3354.632999999998,null,1.67313798842188E-2]
[null,"16. Assets from discontinued operations (1,2,3,4,5)",1628.53,1691.921,1182.876,2.5619999999999998,526.82500000000005,965.91600000000005,986.26099999999997,2283.5419999999999,null,1.3153526297805551]
[null,"17. Total Assets",86090.262301419993,84726.578411700015,82638.527879410016,81500.534,76647.297999999995,73918.192999999999,68174,67416.561874999999,null,-1.1110366488690682E-2]
[null,null," "," "," "," "," "]
[null,"LIABILITIES & EQUITY"]
[null,"18. Due to credit institutions",33858.892999999996,31842.436000000002,29303.129000000001,27020.94,23679.667000000001,21148.707999999999,14373.965,11435.085999999999,null,-0.20445847753212154]
[null,"ECB",14367.358333,12401.000347000001,11050,9000.8263890000017,4451.1458330000005,5501.0732640000006,4200,4030.7922920000001,null,-4.0287549523809529E-2]
[null,"ELA",16050,14400,12700,11900,11000,10300,7801.0833330000005,5700,null,-0.26933225083137313]
[null,"Other",3441.5346669999963,5041.4356530000005,5553.1290000000008,6120.113610999997,8228.521166999999,5347.6347359999982,2372.8816669999997,1704.2937079999992,null,-0.28176203149872481]
[null,"19. Liabilities at FV through PL",0.17799999999999999,0,0,0,11.051,10.045999999999999,0,0,null,"-"]
[null,"20. Derivative financial instruments",477.54700000000003,482.85,489.85899999999998,461.67599999999999,433.11,469.55200000000002,430.35500000000002,402.233,null,-6.5346051515609238E-2]
[null,"21. Due to customers ",38319.295301420003,38816.921411700001,39693.895879409996,42364.828999999998,40960.360999999997,40918.491999999998,41821.74,42715.252,null,2.1364773440799123E-2]
[null,"22. Debt securities",95.031999999999996,92.94,70.820999999999998,69.515000000000001,67.953999999999994,66.756,65.497,435.27699999999999,null,5.6457547673939263]
[null,"23. Deferred tax liabilities",30.01,30.074000000000002,53.823999999999998,47.061,38.479999999999997,38.417000000000002,38.429000000000002,34.432000000000002,null,-0.10400999245361575]
[null,"24. Retirement benefit obligations",195.143,193.09800000000001,195.22499999999999,196.63399999999999,190.13900000000001,192.41800000000001,193.77,194.16200000000001,null,2.0230169788924002E-3]
[null,"25. Other liabilities",1666.3749999999905,1761.6669999999949,1681.3140000000012,1514.6589999999987,1368.4869999999978,873.99099999999487,1061.5959999999866,1015.0659999999907,null,-4.3830232969977678E-2]
[null,"26. Liabilities from discontinued operations (1,2,3,4,5)",1500.5940000000001,1577.7629999999999,1186.298,1.4830000000000001,98.918999999999997,452.08199999999999,464.97199999999998,1640.856,null,2.52893507566047]
[null,"27. Total Liabilities",76143.067301419986,74797.749411700002,72674.36587940999,71676.796999999991,66848.167999999991,64170.462,58450.323999999993,57872.363999999994,null,-9.888054683837133E-3]
[null,"28. Shareholders' funds",7794.6160000000018,7755.3090000000011,7760.8410000000022,7623.6230000000014,7624.0569999999998,7579.6629999999996,7556.4750000000004,7378.4140000000007,null,-2.3564029524348329E-2]
[null,"29. CoCos",2040,2040,2040,2040,2040,2040,2040,2040,null,0]
[null,"30. Non Controlling Interests",112.57899999999999,133.52000000000001,163.31700000000001,160.11500000000001,135.07400000000001,128.07,127.199,125.782,null,-1.1140024685728722E-2]
[null,"31. Total Equity",9947.1950000000015,9928.8290000000015,9964.1580000000031,9823.7380000000012,9799.1309999999994,9747.7330000000002,9723.6740000000009,9544.1959999999999,null,-1.8457838055862541E-2]
[null,"32. Total Liabilities & Equity",86090.262301419993,84726.5784117,82638.523879410001,81500.534999999989,76647.298999999985,73918.195000000007,68173.997999999992,67416.56,null,-1.1110364981088416E-2]
[]
[null,"(1) For 31.03.2016 and 30.06.2016 discontinued operations refer to ATE Insurance and Piraeus Bank Cyprus"]
[null,"(2) For 30.09.2016 discontinued operations refer to  Piraeus Bank Cyprus and ATE Insurance Romania"]
[null,"(3) For 31.12.2016 discontinued operations refer to  ATE Insurance Romania"]
[null,"(4) For 31.03.2017 discontinued operations refer to Avis, Imithea & ATE Insurance Romania  "]
[null,"(5) For 30.06.2017 and 30.09.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary)"]
[null,"(6) For 31.12.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]

{"sheet":"PL","index":2,"n_rows":39,"n_cols":10,"rows_kept":39,"cut":false,"hidden":false,"merged":[[37,1,37,8],[4,1,4,9],[36,1,36,9],[38,1,38,9]]}
[]
[null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"CONSOLIDATED P&L"]
[]
[]
[]
[null,"(million €)","Q1 2016","Q2 2016","Q3 2016","Q4 2016","Q1 2017","Q2 2017","Q3 2017","Q4 2017"]
[null,"Net interest income",434.09799999999996,443.40199999999993,444.48799999999994,442.57499999999999,426.03899999999999,425.79000000000008,420.58599999999996,397.86600000000004]
[null,"Net fee and commission income",70.167999999999992,74.248999999999995,77.006,87.355999999999995,78.501000000000005,79.588999999999999,124.09199999999998,87.203000000000003]
[null,"Core Banking Income",504.26599999999996,517.65099999999995,521.49399999999991,529.93100000000004,504.53999999999996,505.37900000000008,544.67799999999988,485.06900000000007]
[null,"Core Banking Income (recurring) (1)",504.26599999999996,517.65099999999995,521.49399999999991,529.93100000000004,504.53999999999996,505.37900000000008,509.67799999999988,485.06900000000007]
[null,"Total other operating income",14.375999999999999,107.19799999999999,5.879999999999999,25.693999999999996,29.135999999999999,65.018000000000001,25.1,-0.67999999999999994]
[null,"Total Net Revenues",518.64199999999994,624.84899999999993,527.37399999999991,555.625,533.67599999999993,570.39700000000005,569.77799999999991,484.38900000000007]
[null,"Total Net Revenues (recurring) (1)",518.64199999999994,547.94899999999996,527.37399999999991,555.62500000000011,533.67599999999993,570.39700000000016,534.77799999999991,484.38900000000007]
[null,"Staff costs",142.83199999999999,141.364,132.244,139.065,135.75200000000001,136.66999999999999,132.69499999999999,157.38900000000001]
[null,"Administrative expenses",118.727,127.95399999999999,130.84,157.13,113.212,116.961,116.875,154.17400000000001]
[null,"Depreciation and amortization",24.597999999999999,24.934999999999999,24.623000000000001,24.844999999999999,24.989000000000001,24.071000000000002,24.698,28.952999999999999]
[null,"Operating Cost",286.15699999999998,294.25299999999999,287.70699999999999,321.03999999999996,273.95299999999997,277.702,274.26799999999997,340.51599999999996]
[null,"Operating Cost (recurring)",286.15699999999998,294.25299999999999,287.70699999999999,321.03999999999996,273.95299999999997,277.702,274.26799999999997,324.30595599999998]
[]
[null,"Profit Before Tax & Provisions",232.48499999999996,330.59599999999995,239.66699999999992,234.58500000000015,259.72299999999996,292.69500000000016,295.50999999999993,143.8730000000001]
[null,"Profit Before Tax & Provisions (recurring) (1)",232.48499999999996,253.69599999999997,239.66699999999992,234.58500000000015,259.72299999999996,292.69500000000016,260.50999999999993,160.08304400000009]
[]
[null,"Share of profit of associates",-0.29799999999999999,-24.065000000000001,16.434999999999999,-10.241,-7.125,-19.28,3.7229999999999999,-8.25]
[]
[null,"Impairment losses on loans",256.553,237.48500000000001,204.13,305.75299999999999,257.96899999999999,260.67899999999997,311.87099999999998,1182.2729999999999]
[null,"Other impairment ",10.414999999999999,30.160000000000004,16.376000000000001,108.86999999999999,9.5220000000000002,15.742000000000001,7.5320000000000009,123.69499999999998]
[null,"Profit before Tax",-34.781000000000041,38.885999999999932,35.595999999999918,-190.27899999999983,-14.893000000000038,-3.0059999999997835,-20.170000000000034,-1170.3449999999998]
[null,"Income tax expense",-9.5640000000000001,10.528,6.6479999999999997,-189.2,-12.843,-10.298999999999999,-2.2989999999999999,-1180.3689999999999]
[null,"Non Controlling Interests",-0.45700000000000002,-0.58399999999999996,-1.611,-3.1269999999999998,-0.44800000000000001,-1.109,-0.88800000000000001,-1.6839999999999999]
[null,"Net Profit / (Loss) Attributable to Shareholders ",-24.760000000000041,28.941999999999933,30.558999999999919,2.0480000000001626,-1.6020000000000381,8.402000000000216,-16.983000000000033,11.708000000000114]
[null,"Net Profit / (Loss) attributable to Shareholders from discontinued operations",-19.027000000000001,-24.866,-11.322000000000001,-16.561999999999998,-5.8529999999999998,-75.911000000000001,4.0309999999999997,-124.18799999999999]
[null,"Non Controlling Interests from discontinued operations",0.107,0.183,0.53500000000000003,-0.20200000000000001,9.2999999999999999E-2,0.127,0,-1E-3]
[]
[null,"(1) P&L figures exclude: 1. for Q2.2016 extraordinary financial gain of €77mn from the sale of stake in Visa Europe, 2. for Q3.2017 persistency fee of €35mn, 3. for Q4.2017 one-time employee cost of €16mn                                                                                                                                                                                                                                                                                                                                                                                                                                                           "]
[null,"(2) P&L data exclude Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania, which are classified as discontinued operations"]
[null,"(3) In Q2.2017 a reclass of minus €69mn from the impairment on other assets line to other income line is included on the table vs. the financial statements, for the like-for-like illustration of P&L components (IFRS statements show higher other income by €69mn and respectively higher other impairment by an equal amount)  \n\n"]

{"sheet":" Analysis of selected BS items","index":3,"n_rows":47,"n_cols":10,"rows_kept":47,"cut":false,"hidden":false,"merged":[[4,1,4,9],[45,1,45,9],[46,1,46,9],[6,2,7,2],[6,3,7,3],[6,4,7,4],[6,5,7,5],[6,6,7,6],[39,1,39,7],[41,1,41,7],[42,1,42,7],[43,1,43,7],[44,1,44,7]]}
[]
[]
[null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[null,"ANALYSIS OF SELECTED BALANCE SHEET ITEMS"]
[]
[]
[null,"(million €)"]
[null,"CONSOLIDATED LOANS (per customer type)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31"]
[null,"1. Loans to Corporate Entities",43032.114411000002,43142.257117000001,42581.80356,42511.439474000006,41719.143297000002,40388.601240000004,39645.217550000001,37962.039426000003]
[null,"2. OPEKEPE*",null,null,null,1701.7,null,null,null,1633]
[null,"3. Mortgage loans",16545.078332000001,16426.970405,16272.91563,16161.570244,15950.332101,15695.633669999999,15506.847100999999,15183.414161000001]
[null,"4. Consumer loans ",6713.3562820000006,6617.3516310000014,6543.9084519999997,6273.7395770000021,6117.6789509999999,5963.7117920000001,5882.5515529999993,5481.5823250000003]
[null,"5. Loans to Individuals",23258.434614000002,23044.322036000001,22816.824081999999,22435.309821000003,22068.011052000002,21659.345461999997,21389.398653999997,20664.996486]
[null,"6. Total Gross Loans to Customers",66290.548999999999,66186.579152999999,65398.627641999999,66648.449294999999,63787.154000000002,62047.946702000001,61034.616203999998,60260.035912000007]
[]
[]
[null,"Composition"]
[null,"1. Loans to Corporate Entities",0.64914403425743239,0.65182787309902113,0.65111157673059972,0.63784589024473004,0.65403675631930536,0.65092566936946117,0.64955299165790104,0.6299704082725307]
[null,"2. OPEKEPE (1)",0,0,0,2.5532477019351484E-2,0,0,0,2.7099220491417084E-2]
[null,"3. Mortgage loans",0.24958427078345666,0.24819186329341247,0.24882656130155986,0.24248981656670668,0.25005555352101144,0.25295975941608523,0.25406643091144293,0.25196490395679338]
[null,"4. Consumer loans ",0.10127169533623867,9.9980263607566441E-2,0.10006186196784046,9.4131816169212221E-2,9.5907695631004319E-2,9.611457121445359E-2,9.6380577430656103E-2,9.096546727925886E-2]
[null,"5. Loans to Individuals",0.35085596611969533,0.34817212690097893,0.34888842326940034,0.33662163273591889,0.34596324915201582,0.34907433063053878,0.35044700834209896,0.34293037123605219]
[null,"6. Total Gross Loans to Customers",1,1,1,1,1,1,1,1]
[]
[]
[null,"CONSOLIDATED CUSTOMER DEPOSITS (per product type)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31"]
[null,"1. Savings",14635.940246,14596.990148999999,14138.300617000001,14995.286738999999,14294.226349,14379.171824999999,14284.658299999999,15134.031228]
[null,"2. Sight deposits and other deposits",8816.6914749999996,9139.7214499999991,9591.9163499999995,11190.482266999999,10676.243110000001,10860.271853,11371.961880000001,11681.627763]
[null,"3. Term deposits, repos",14866.66325342,15080.209806700001,15963.67940741,16179.060115,15989.891625,15679.04817,16165.119344000001,15899.592968999999]
[null,"4. Total Customer Deposits ",38319.294974420001,38816.921405699999,39693.896374410004,42364.829121000002,40960.361084000004,40918.491847999998,41821.739523999997,42715.251960000001]
[]
[]
[null,"Composition"]
[null,"1. Savings",0.381947012745673,0.37604708514716295,0.35618323995310092,0.35395603027623029,0.34897705905682636,0.35141011253333426,0.34156059653622362,0.35430040871986462]
[null,"2. Sight deposits and other deposits",0.23008490842239063,0.23545714392120479,0.24164713535614882,0.26414557781027237,0.26064816880167524,0.2654123200176261,0.27191508553760751,0.27347673786260396]
[null,"3. Term deposits, repos",0.38796807883193629,0.38849577093163229,0.40216962469075018,0.38189839191349723,0.39037477214149841,0.38317756744903969,0.38652431792616898,0.37222285341753136]
[null,"4. Total Customer Deposits",1,1,1,1,1,1,1.0000000000000002,1]
[]
[null,"* OPEKEPE relates to a seasonal funding facility to Greek farmers (EU subsidized bridge financing); the loan is granted close to year end and is repaid early next year"]
[]
[null,"(1) For 31.03.2016 and 30.06.2016 discontinued operations refer to ATE Insurance and Piraeus Bank Cyprus"]
[null,"(2) For 30.09.2016 discontinued operations refer to  Piraeus Bank Cyprus and ATE Insurance Romania"]
[null,"(3) For 31.12.2016 discontinued operations refer to  ATE Insurance Romania"]
[null,"(4) For 31.03.2017 discontinued operations refer to Avis, Imithea & ATE Insurance Romania  "]
[null,"(5) For 30.06.2017 and 30.09.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary)"]
[null,"(6) For 31.12.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania, Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary) & Piraeus Bank Romania"]

{"sheet":"Analysis per Region","index":4,"n_rows":129,"n_cols":12,"rows_kept":129,"cut":false,"hidden":false,"merged":[[4,1,4,11],[100,1,100,10],[69,1,69,7],[7,2,8,2],[7,7,8,7],[7,5,8,5],[7,3,8,3],[7,4,8,4]]}
[]
[null,null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"ANALYSIS PER REGION"]
[]
[]
[null,"I. LOANS - DEPOSITS"]
[null,"(million €)"]
[null,"CONSOLIDATED LOANS PER COUNTRY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"Total Gross Loans to Customers",66290.549025,66186.579152999999,65398.627641000006,64946.749294000001,63787.154350000004,62047.946702000008,61034.616203999998,58627.035915,null,-3.9446144478945899E-2]
[null,"Greece",62268.363388819998,62250.186137889999,61546.549385260005,61296.451176540002,60216.076924220004,58904.723932520006,57935.750961099999,56596.762952739999,null,-2.311160183733596E-2]
[null,"International",4022.1856361800001,3936.3930151099999,3852.0782557400003,3650.29811746,3571.0774257800003,3143.2227694799999,3098.8652428999999,2030.2729622600002,null,-0.34483341380794696]
[null,"Romania",809.57759099999998,788.22524099999998,791.84679900000003,796.68750699999998,780.22745600000007,797.18311200000005,809.96238900000003,32.001688999999999,null,-0.9604899073900085]
[null,"Bulgaria",1043.5881340000001,1019.818458,949.76302199999998,913.856178,876.26367800000003,814.34401300000002,801.01617499999998,783.17433000000005,null,-2.2274013380566116E-2]
[null,"Cyprus",null,null,28,28,28.869917999999998,29.749502,29.743372000000001,0]
[null,"Albania",257.92442900000003,255.07674399999999,249.417779,227.925039,217.019586,222.29261500000001,212.76249899999999,206.527263,null,-2.9306085561628947E-2]
[null,"Serbia",350.81160799999998,351.47092100000003,361.95523800000001,364.78315800000001,364.04593499999999,0,0,0]
[null,"Ukraine",105.51841899999999,101.34128800000001,98.139329000000004,70.125433000000001,67.939783000000006,64.841369,62.681775999999999,62.160620999999999,null,-8.3142985610362707E-3]
[null,"London",1439.4376241500001,1405.7014457199996,1358.6551552800001,1235.2616744300003,1223.8845853400001,1193.28634865,1167.2854544100003,933.34526199000004,null,-0.20041386752158608]
[null,"Frankfurt",15.31504603,14.746133390000001,14.288151460000002,13.659126029999999,12.82648644,21.525809829999996,15.41357749,13.063796269999999,null,-0.15244878883727597]
[null,"SEE data as per IFRS local book"]
[null,"Note: Loan balances exclude seasonal agri-loan of €1.7bn and €1.6bn for Dec.16 and Dec.17 respectively\n"]
[]
[null,"STRUCTURE OF LOANS: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"Total Gross Loans to Customers",66290.549025,66186.579152999999,65398.627641000006,66648.449294000005,63787.154350000004,62047.946702000008,61034.616203999998,60260.035915,null,-1.2690835744933127E-2]
[null,"Greece",62268.363388819998,62250.186137889999,61546.549385260005,62998.151176539999,60216.076924220004,58904.723932520006,57935.750961099999,58229.762952739999,null,5.0747938321782371E-3]
[null,"Business Loans",40021.302677319996,40184.984208239999,39694.336384940005,39792.471428700002,39068.708065240004,38026.675499190002,37312.30457932,36317.116796599999,null,-2.6671839060607772E-2]
[null,"OPEKEPE (seasonal funding facility to Greek farmers)",0,0,0,1701.7,0,0,0,1633]
[null,"Mortgage Loans",16065.46956499,15958.719305680001,15809.66644778,15706.72315165,15501.83873109,15330.08719846,15143.05943437,14972.99274306,null,-1.1230669208363575E-2]
[null,"Consumer Loans",6181.5911465099998,6106.4826239699996,6042.5465525399995,5797.2565961900009,5645.5301278899997,5547.9612348700002,5480.3869474100002,5306.6534130800001,null,-3.1700961263712468E-2]
[null,"International",4022.1856361800001,3936.3930151099999,3852.0782557400003,3650.29811746,3571.0774257800003,3143.2227694799999,3098.8652428999999,2030.2729622600002,null,-0.34483341380794696]
[null,"Business Loans",3010.8117336800001,2957.2729087600001,2887.4671740600002,2718.9680443000002,2650.43523276,2361.9257408100002,2332.9129706799999,1644.9226324000001,null,-0.29490613105874397]
[null,"Mortgage Loans",479.60876701000001,468.25109931999998,463.24918222000002,454.84709235000003,448.49336991000001,365.54647154000003,363.78766662999999,210.42141794,null,-0.42158177079154602]
[null,"Consumer Loans",531.76513549000003,510.86900702999998,501.36189945999996,476.48298081000002,472.14882311000002,415.75055713,402.16460559000001,174.92891191999999,null,-0.56503155800255311]
[]
[null,"NPEs: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"NPEs",36464.405467412667,36450.053653969997,36305.042465739876,35819.747079209941,35180.646277890002,34510.721296159994,33773.906281000025,32856.06283069004,null,-2.1350322087934859E-2]
[null,"Greece",34320.630551012633,34331,34184.792437509874,33937,33362.025164379986,32859,32219.185403820033,31728.093260310037,null,-1.947151758057053E-2]
[null,"International",2143.7749164000343,2119.053653969997,2120.2500282300025,1882.7470792099411,1818.6211135100166,1651.7212961599944,1554.7208771799924,1127.9695703800026,null,-5.8726868271005261E-2]
[]
[null,"LOANS IN ARREARS > 90 days: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"Total Loans in arrears > 90 days",26377.613415000003,25932.809011999998,25346.05285,24381.66015835691,24086.90062,23001.100909000001,22068.158209000001,20721.428286999999,null,-6.1025931989683202E-2]
[null,"Greece",24715.185735000003,24287.331275999997,23766.69485,22964.583570999996,22735.317707999999,21799.040142000002,20907.677339000002,19892.980873999997,null,-4.8532242417346216E-2]
[null,"International",1662.42768,1645.4777360000003,1579.3579999999999,1417.0765873569148,1351.5829120000001,1202.0607670000002,1160.4808699999999,828.44741299999998,null,-0.28611713090970636]
[]
[null,"CONSOLIDATED DEPOSITS PER COUNTRY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"Total Customer Deposits (1)",38319.294974419994,38816.921404699999,39693.896375409997,42364.829121000002,40960.361084999997,40918.491847999998,41821.739524000004,42715.251958999994,null,2.1364784085253996E-2]
[null,"Greece",35484.294014159997,35925.415922979999,36785.863263399995,39321.59841395,38036.176502989998,38185.013023539999,39075.451880150002,40888.938431509996,null,4.6409867681689754E-2]
[null,"International",2835.0009602599998,2891.5054817199998,2908.03311201,3043.2307070499996,2924.1845820100002,2733.4788244600004,2746.2876438500002,1826.3135274900001,null,-0.33498825893936413]
[null,"Romania",849.90452800000003,893.75829499999998,916.28416900000002,963.189166,933.89635799999996,942.09023300000001,931.10354500000005,0]
[null,"Bulgaria",1069.582312,1070.350134,1075.6007569999999,1105.782586,1077.3163480000001,1124.8541769999999,1151.0738309999999,1159.5125860000001,null,7.3312021980977971E-3]
[null,"Albania",456.87610599999999,457.16064899999998,459.11368199999998,466.25315399999999,452.08602000000002,453.00986399999999,451.80836799999997,454.82874700000002,null,6.6850886657328079E-3]
[null,"Serbia",252.849232,238.13441599999999,231.540425,264.852284,246.68043499999999,0,0,0]
[null,"Ukraine",45.050739,51.471829,47.569093000000002,59.676009000000001,47.482531000000002,49.458374999999997,48.167175,53.275010999999999,null,0.10604391891365861]
[null,"London",26.414451100000001,25.559319410000001,25.827222500000001,39.536831119999995,25.95586539,24.306615309999998,29.838079990000001,25.489907250000002,null,-0.14572562113437781]
[null,"Frankfurt",134.32359216,155.07083931,152.09776351000005,143.94067693,140.76702462,139.75956014999997,134.29664485999999,133.20727624,null,-8.1116592386624164E-3]
[]
[]
[null,"STRUCTURE OF DEPOSITS: GREECE - INTERNATIONAL","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31",null,"QoQ"]
[null,"Total Customer Deposits (1)",38319.294974420001,38816.921405699999,39693.896374409996,42364.829121000002,40960.361083999996,40918.491847999998,41821.739524000004,42715.251959999994,null,2.1364784109164869E-2]
[null,"Greece",35484.294014159997,35925.415922979999,36785.863263399995,39321.59841395,38036.176502989998,38185.013023539999,39075.451880150002,40888.938431509996,null,4.6409867681689754E-2]
[null,"Savings, sight deposits and other deposits",22714.690220559998,22940.382613149999,22848.249185039997,25149.488249089998,23965.148076719997,24191.808892959998,24559.191918690001,25950.829140679998,null,5.6664617736503553E-2]
[null,"Term deposits, repos and retail bonds",12769.603793599999,12985.033309830002,13937.61407836,14172.11016486,14071.028426269999,13993.204130579999,14516.25996146,14938.10929083,null,2.9060469465963745E-2]
[null,"International",2835.0009602600003,2891.5054827200001,2908.0331110100001,3043.2307070500001,2924.1845810100003,2733.4788244599999,2746.2876438499998,1826.31352849,null,-0.33498825857523618]
[null,"Savings, sight deposits and other deposits",737.94150044000003,796.32898584999998,881.96778196000002,1036.28075691,1005.3213822800001,1047.63478504,1097.4282613099999,864.82985032000011,null,-0.21194862497193856]
[null,"Term deposits, repos and retail bonds",2097.05945982,2095.1764968699999,2026.0653290500002,2006.9499501400001,1918.86319873,1685.8440394199999,1648.8593825400001,961.48367816999996,null,-0.41687951783439903]
[]
[null,"(1) Customer Deposits include retail bonds and fiduciary deposits "]
[null,"(2) For 30.06.2017 and 30.09.2017 discontinued operations refer to Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary)"]
[null,"(3) NPE data is on balance sheet "]
[null,"II. P&L"]
[null,"(million €)"]
[null,"P&L OF DOMESTIC OPERATIONS",null,null,null,"FY 2016","Q1 2017","Q2 2017","Q3 2017","Q4 2017","FY 2017"]
[null,"Net interest income",null,null,null,1664.5294522100003,404.77750352284897,403.40302800033794,400.93227676640726,376.29969693658018,1585.4125052261743]
[null,"Net fee and commission income",null,null,null,294.47855182000001,73.700365640000001,74.17413470999999,118.85318657000002,81.371679930000013,348.09936685000002]
[null,"Core Banking Income",null,null,null,1959.0080040300004,478.47786916284895,477.57716271033792,519.78546333640725,457.6713768665802,1933.5118720761743]
[null,"Core Banking Income (recurring) 1",null,null,null,1959.0080040299999,478.47786916284895,477.57716271033792,484.78546333640725,457.6713768665802,1898.5118720761743]
[null,"Total other operating income",null,null,null,136.31989263999998,24.217066522613923,68.164234312452507,25.336483447633107,8.0880572547984571,125.80584153749801]
[null,"Total Net Revenues",null,null,null,2095.3278966700004,502.69493568546289,545.74139702279047,545.12194678404035,465.75943412137866,2059.3177136136724]
[null,"Total Net Revenues (recurring)1",null,null,null,2018.4278966699999,502.69493568546289,545.74139702279047,510.12194678404035,465.75943412137843,2024.3177136136724]
[null,"Staff costs",null,null,null,533.49661126999979,129.84722848000001,130.38479805999998,126.22044946000001,150.69047329999995,537.14294929999994]
[null,"Administrative expenses",null,null,null,485.64604175999989,104.491698,103.366088,107.86799999999999,144.31528299999999,460.04106899999999]
[null,"Depreciation and amortization",null,null,null,91.467802870000014,23.639106000000002,22.455759,23.285461999999999,27.365044000000001,96.745370999999992]
[null,"Operating Cost",null,null,null,1110.6104558999996,257.97803248000002,256.20664505999997,257.37391145999999,322.37080029999993,1093.9293892999999]
[null,"Operating Cost (recurring) ",null,null,null,1110.6104558999996,257.97803248000002,256.20664505999997,257.37391145999999,306.16075629999995,1077.7193453]
[]
[null,"Profit Before Tax & Provisions",null,null,null,984.71744077000039,244.71690320546287,289.53475196279049,287.74803532404036,143.38863382137851,965.38832431367223]
[null,"Profit Before Tax & Provisions (recurring)1",null,null,null,907.8174407700003,244.71690320546287,289.53475196279049,252.74803532404036,159.59867782137849,946.59836831367215]
[]
[null,"Share of profit of associates",null,null,null,-18.077803530000004,-8.2792919999999999,-18.485529,3.9362339999999998,-6.5953720000000002,-29.423959]
[]
[null,"Impairment losses on loans",null,null,null,932.92106090999994,254.69073,249.49911399999999,296.10042712000001,1127.8736498800001,1928.1639210000003]
[null,"Other impairment ",null,null,null,141.48298277999999,7.6977440000000001,16.504397999999998,6.3803138799999992,108.53936854,139.12182442]
[null,"Profit before Tax",null,null,null,-107.76440644999973,-25.95086279453713,5.045710962790519,-10.796471675959634,-1099.6197565986215,-1131.3213801063278]
[null,"Income tax expense",null,null,null,181.18059362100001,13.030762658259263,8.1964434535121793,0.34889824426588417,1164.127447889889,1184.9269999999999]
[null,"Non Controlling Interests",null,null,null,-4.6738822600000001,-0.35164400000000001,-0.911887,-0.51973100000000005,-1.7826489999999999,-3.5659109999999998]
[null,"Net Profit / (Loss) Attributable to Shareholders ",null,null,null,78.090069431000316,-12.568456136277867,14.154041416302698,-10.625638920225517,66.290340291267526,57.250286651066844]
[null,"Net Profit / (Loss) attributable to Shareholders from discontinued operations",null,null,null,-9.6150326900000032,-1.390002,-22.741344000000002,5.1338679999999997,-14.357331,-33.354809000000003]
[null,"Non Controlling Interests from discontinued operations",null,null,null,0.62760715999999994,9.3121999999999996E-2,0.127493,3.8699999999999997E-4,3.8699999999999997E-4,0.22138899999999997]
[null,"(1) P&L figures for 2016 exclude extraordinary financial gain of €77mn from the sale of stake in Visa Europe in Q2, while for 2017 they exclude persistency fee of €35mn in Q3 and one-time employee cost of €16mn in Q4 \n                                                                                                       "]
[null,"(2) P&L data exclude Avis, Imithea, ATE Insurance Romania & Serbian banking operations (Piraeus Bank Beograd and the local leasing subsidiary), which are classified as discontinued operations"]
[]
[null,"P&L OF INTERNATIONAL OPERATIONS",null,null,null,"FY 2016","Q1 2017","Q2 2017","Q3 2017","Q4 2017","FY 2017"]
[null,"Net interest income",null,null,null,100.03354778999977,21.261496477151013,22.386971999662137,19.6537232335927,21.566303063419866,84.868494773825716]
[null,"Net fee and commission income",null,null,null,14.300448179999989,4.8006343600000037,5.4148652900000087,5.2388134299999649,5.8313200699999896,21.285633149999967]
[null,"Core Banking Income",null,null,null,114.33399596999976,26.062130837151017,27.801837289662146,24.892536663592665,27.397623133419856,106.15412792382568]
[null,"Core Banking Income (recurring) ",null,null,null,114.33399596999976,26.062130837151017,27.801837289662146,24.892536663592665,27.397623133419856,106.15412792382568]
[null,"Total other operating income",null,null,null,16.828107359999997,4.9189334773860818,-3.1462343124525081,-0.23648344763310747,-8.7680572547984568,-7.2318415374979912]
[null,"Total Net Revenues",null,null,null,131.16210332999975,30.9810643145371,24.655602977209639,24.656053215959556,18.629565878621399,98.922286386327698]
[null,"Total Net Revenues (recurring)",null,null,null,131.16210332999975,30.9810643145371,24.655602977209639,24.656053215959556,18.629565878621399,98.922286386327698]
[null,"Staff costs",null,null,null,22.008388730000149,5.9047715199999971,6.2852019400000074,6.4745505399999814,6.698526700000059,25.363050700000045]
[null,"Administrative expenses",null,null,null,49.004958240000065,8.7203020000000038,13.594911999999994,9.007000000000005,9.8587170000000128,41.180931000000015]
[null,"Depreciation and amortization",null,null,null,7.5331971299999942,1.349893999999999,1.615241000000001,1.4125380000000014,1.5879559999999984,5.9656289999999998]
[null,"Operating Cost",null,null,null,78.546544100000204,15.97496752,21.495354940000002,16.894088539999988,18.14519970000007,72.509610700000053]
[]
[null,"Profit Before Tax & Provisions",null,null,null,52.61555922999969,15.006096794537086,3.1602480372096693,7.7619646759595753,0.48436617862159892,26.41267568632793]
[null,"Profit Before Tax & Provisions (recurring)",null,null,null,52.61555922999969,15.006096794537086,3.1602480372096693,7.7619646759595753,0.48436617862159892,26.41267568632793]
[]
[null,"Share of profit of associates",null,null,null,-9.1196470000000474E-2,1.1542919999999999,-0.79447100000000148,-0.21323399999999992,-1.6546279999999998,-1.5080410000000013]
[]
[null,"Impairment losses on loans",null,null,null,70.999939089999998,3.278269999999992,11.179885999999982,15.770572879999975,54.399350119999781,84.62807899999973]
[null,"Other impairment ",null,null,null,24.33801721999999,1.8242560000000001,-0.76239799999999747,1.1516861200000017,15.155631459999981,17.369175579999986]
[null,"Profit before Tax",null,null,null,-42.813593550000292,11.057862794537092,-8.0517109627903025,-9.3735283240404002,-70.725243401378293,-77.092619893671909]
[null,"Income tax expense",null,null,null,0.40740637899996113,0.1877626582592633,2.1025565464878202,2.647898244265884,16.241552110110888,20.804244242605328]
[null,"Non Controlling Interests",null,null,null,-1.1051177399999998,-9.6355999999999997E-2,-0.19711299999999998,-0.36826899999999996,9.8648999999999987E-2,-0.56308899999999995]
[null,"Net Profit / (Loss) Attributable to Shareholders ",null,null,null,-41.301069431000329,10.966456136277829,-5.7520414163024824,-6.357361079774515,-54.582340291267414,-55.725286651066583]
[null,"Net Profit / (Loss) attributable to Shareholders from discontinued operations",null,null,null,-62.16657447,-4.46312,-53.170149000000009,-1.1032549999999999,-109.83205599999999,-168.56858]
[null,"Non Controlling Interests from discontinued operations",null,null,null,-4.6071599999999158E-3,-0.122,-0.49299999999999999,-0.38700000000000001,-0.443,-1.4450000000000001]

{"sheet":"Loan Portfolio Quality","index":5,"n_rows":74,"n_cols":11,"rows_kept":74,"cut":false,"hidden":false,"merged":[[1,5,2,8],[4,1,4,9],[8,9,8,10]]}
[]
[null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"LOAN PORTFOLIO QUALITY"]
[]
[]
[]
[null,"CONSOLIDATED LOAN PORTFOLIO QUALITY","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31"]
[null,"Gross Loans"]
[null,"1. Loans to Businesses",43032.114411000002,43142.257117000001,42581.80356,42511.439474000006,41719.143297000002,40388.601240000004,39645.217550000001,39595.039426000003]
[null,"2. OPEKEPE ",0,0,0,1701.7,0,0,0,1633]
[null,"3. Mortgage loans",16545.078332000001,16426.970405,16272.91563,16161.570244,15950.332101,15695.633669999999,15506.847100999999,15183.414161000001]
[null,"4. Consumer loans ",6713.3562820000006,6617.3516310000014,6543.9084519999997,6273.7395770000021,6117.6789509999999,5963.7117920000001,5882.5515529999993,5481.5823250000003]
[null,"5. Loans to Individuals",23258.434614000002,23044.322036000001,22816.824081999999,22435.309821000003,22068.011052000002,21659.345461999997,21389.398653999997,20664.996486]
[null,"6. Total Gross Loans to Customers",66290.548999999999,66186.579152999999,65398.627641999999,66648.449294999999,63787.154000000002,62047.946702000001,61034.616203999998,60260.036]
[]
[null,"Loans in Arrears > 90 days"]
[null,"1. Loans to Businesses",18187.874480999999,17904.638006999998,17408.334999999999,16716.004882999998,16477.134966000001,15565.761117999999,14798.390111000001,13629.319926999997]
[null,"2. Mortgage loans",4701.6014240000004,4642.1355189999995,4599.9369999999999,4526.5326789999999,4573.1907120000005,4534.584081,4484.9747029999999,4433.9278969999996]
[null,"3. Consumer loans ",3488.13751,3386.0354860000007,3337.7799999999997,3139.1234678182818,3036.5749420000002,2900.7557100000004,2784.7933950000001,2658.1806619999998]
[null,"4. Loans to Individuals",8189.7389340000009,8028.1710050000002,7937.7169999999996,7665.6561468182817,7609.7656540000007,7435.3397910000003,7269.7680980000005,7092.1085589999993]
[null,"5. Total Loans in arrears",26377.613415,25932.809000000001,25346.052,24381.661029818279,24086.90062,23001.100909000001,22068.158209000001,20721.428286999999]
[]
[null,"NPEs"]
[null,"1. Loans to Businesses",26257.08732210684,26218.010158740028,26082.170449409899,25859.235767479939,25251.763107110022,24633.843409419991,23966.771652250049,23325.801119540003]
[null,"2. Mortgage loans",6312.5195671363535,6317.4850530199619,6311.8963768700114,6266.7211890600038,6358.6160056299932,6427.5360929000044,6429.4496595599676,6296.2563937900204]
[null,"3. Consumer loans ",3894.798578169477,3914.5584422100083,3910.9756394599667,3693.7901226699987,3570.2671651499859,3449.3417938399984,3377.684969190007,3234.0053173600172]
[null,"4. Loans to Individuals",10207.318145305831,10232.043495229969,10222.872016329979,9960.5113117300025,9928.88317077998,9876.8778867400033,9807.1346287499746,9530.2617111500367]
[null,"5. Total Loans in arrears",36464.405467412667,36450.053653969997,36305.042465739876,35819.747079209941,35180.646277890002,34510.721296159994,33773.906281000025,32856.06283069004]
[]
[]
[]
[null,"LLRs",null,null,null,null,null,null,null,null,"IFRS 9 FTA"]
[null,"1. Loans to Businesses",12996.893876,12915.009346049999,12784.166661740001,12695.421443540001,12214.892533190001,11688.954556999999,11394.047892639997,11613.24708682,954.66452212966578]
[null,"2. Mortgage loans",1754.7121470000002,1785.7596559999999,1845.72891407,1826.3438939999999,1838.201127,1775.171173,1831.3549739999999,1751.1156509999998,206.34152683419194]
[null,"3. Consumer loans ",2626.0019730000004,2612.5249140000001,2490.4238930700003,2419.0762479999999,2316.746427,2220.4001290000001,2146.5677019999998,2176.1432679999998,400.50582811811239]
[null,"4. Loans to Individuals",4380.7141200000005,4398.2845699999998,4336.1528071400007,4245.4201419999999,4154.9475540000003,3995.5713020000003,3977.9226759999997,3927.2589189999999,606.84735495230439]
[null,"5. Total Loans to Customers",17377.608,17313.294000000002,17120.319,16940.842000000001,16370.222,15684.526,15371.97,15540.505999999999,1561.5118770819702]
[]
[null,"Loans in Arrears > 90 days / gross loans"]
[null,"1. Loans to Businesses",0.42265816425582747,0.41501393769091327,0.40882098794783878,0.39321192342177697,0.394953818890736,0.38539985639770069,0.37327049832269116,0.35902496633690723]
[null,"2. Mortgage loans",0.2841691849174619,0.28259231036217353,0.28267442077311378,0.28008000526313215,0.28671445102470849,0.2889073596096487,0.28922544175409937,0.2920244320535596]
[null,"3. Consumer loans ",0.51958176558459612,0.5116904276535037,0.51005909151737627,0.50035922423789203,0.49636062407355319,0.4864010554452361,0.47339889330503254,0.48492944270430155]
[null,"4. Loans to Individuals",0.35211909442393569,0.348379570136988,0.34788877590821232,0.34167819423839818,0.34483241992532604,0.34328552559655373,0.33987716137314095,0.34319427848946016]
[null,"5. Total Loans to Customers",0.39790911092017056,0.39181370803365595,0.38756244456301675,0.36582488096459587,0.37761365901353744,0.3706988245633373,0.36156790329016159,0.35344492406199757]
[]
[null,"NPEs / gross loans"]
[null,"1. Loans to Businesses",0.61017423107136282,0.60771067419207758,0.6125191576880662,0.6082888767691681,0.60528000125366577,0.60992068685516054,0.60453121797158726,0.61445068474282982]
[null,"2. Mortgage loans",0.38153458330428369,0.38458004715812122,0.3878774105627199,0.38775447524268447,0.3986510102339087,0.40951109257763435,0.41462004607921543,0.41467988207570178]
[null,"3. Consumer loans ",0.58015669280242088,0.59155968437156292,0.59765133759850575,0.58877007522143721,0.58359832115191135,0.57838841214075865,0.57418705790473634,0.58997660267010898]
[null,"4. Loans to Individuals",0.35211909442393569,0.348379570136988,0.34788877590821232,0.34167819423839818,0.34483241992532604,0.34328552559655373,0.33987716137314095,0.34319427848946016]
[null,"5. Total Loans to Customers",0.55006944455102746,0.55071668789091432,0.55513462246452738,0.53744306818999255,0.55153183786644566,0.55619441303845119,0.55335657666979154,0.56042510541877022]
[]
[null,"LLRs / gross loans",null,null,null,null,null,null,null,null,"IFRS 9 FTA"]
[null,"1. Loans to Businesses",0.30202777748419662,0.29935868471195265,0.30022604946092613,0.29863541674011107,0.29278867128770514,0.28941221528175898,0.28740031198643268,0.30591736541072523,0.33106523777386859]
[null,"2. Mortgage loans",0.10605644239267178,0.10870900792859862,0.11342336899155914,0.11300534950668126,0.11524531999460717,0.11309968175372177,0.1180997634188255,0.11533082299091214,0.12892075241299161]
[null,"3. Consumer loans ",0.39116082369125782,0.39479916735287657,0.38057132237368907,0.38558760979950685,0.37869696098081496,0.37231848326046674,0.3649041887113233,0.39699180619347896,0.47005571445433175]
[null,"4. Loans to Individuals",0.18834948235781557,0.19086196431072994,0.19004190905607915,0.1892293966908441,0.18827920396674994,0.18447331702659189,0.18597636802921969,0.19004401581488853,0.21940997072145857]
[null,"5. Total Loans to Customers",0.26214306959503381,0.26158315207646221,0.26178407127621539,0.25418208794350616,0.25663822530787311,0.2527807418886665,0.25185658493569052,0.26507405218302355,0.29170872423231442]
[]
[null,"LLRs / NPLs",null,null,null,null,null,null,null,null,"IFRS 9 FTA"]
[null,"1. Loans to Businesses",0.71459113540602193,0.72132200276826297,0.73437044161546761,0.75947701214487628,0.74132381378164403,0.75094012225865903,0.76995185335535432,0.85207825108088409,0.92212316361085211]
[null,"2. Mortgage loans",0.3732158447210816,0.38468494697989453,0.40125091149509223,0.40347524772614152,0.40195155696800072,0.39147386867033812,0.40833117136090119,0.39493552707178808,0.44147248744360712]
[null,"3. Consumer loans ",0.75283785844784556,0.77155863392507862,0.746131828062365,0.77062156770828738,0.76294722549284599,0.76545574704737884,0.77081757873100665,0.81865890423064103,0.96932805694984492]
[null,"4. Loans to Individuals",0.53490277960061772,0.54785636320660314,0.54627203352550879,0.55382345107693232,0.54600203776524858,0.53737575071369059,0.5471870109714192,0.55375053643478789,0.63931709959493643]
[null,"5. Total Loans to Customers",0.65880137549206708,0.66762123609517199,0.67546294783897709,0.69481902727142719,0.67963173254459164,0.68190327332822886,0.69656787188207159,0.74997272315198682,0.82533007089145782]
[]
[null,"LLRs / NPEs",null,null,null,null,null,null,null,null,"IFRS 9 FTA"]
[null,"1. Loans to Businesses",0.49498612380579704,0.49260066907650718,0.49014964788059801,0.49094341216013471,0.48372434357863553,0.4745079508189996,0.47541020784792687,0.49787130685477693,0.53879871240184485]
[null,"2. Mortgage loans",0.27797333985865452,0.28266939153996878,0.29242066153583995,0.29143531982694576,0.28908824268872901,0.27618221778029262,0.28483852755219147,0.27812013067433533,0.31089222792210719]
[null,"3. Consumer loans ",0.67423306245382253,0.66738687199802527,0.63677816551521182,0.65490354558948471,0.64890001779535567,0.64371705145755576,0.63551447857932175,0.67289415274568221,0.79673619653213246]
[null,"4. Loans to Individuals",0.42917385915071288,0.42985397511752332,0.42416189894713013,0.42622512129476509,0.41847078694890127,0.40453788614357289,0.40561517982414286,0.41208300863398739,0.47575884182147649]
[null,"5. Total Loans to Customers",0.47656359063717457,0.47498679053698201,0.47156862620821882,0.47294700218116831,0.46531896744285228,0.45448270597998819,0.45514338412929489,0.47298746901238559,0.52051330572412335]

{"sheet":"Capital Adequacy","index":6,"n_rows":24,"n_cols":11,"rows_kept":24,"cut":false,"hidden":false,"merged":[[22,1,22,8],[4,1,4,10],[7,2,7,5],[8,2,8,5],[21,1,21,8]]}
[]
[]
[null,null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[null,"CAPITAL ADEQUACY"]
[]
[]
[null,null,"Transitional with DTC"]
[]
[null,null,"2015-12-31","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","30/06/20171","30/09/20171","31/12/20171"]
[]
[null,"amounts in € mn",null,null,null,null,null,null,null,null,"IFRS9 FTA"]
[null,"1. Core Equity Tier I",9449.4554951384871,9225.7000000000007,9185.0283037317095,9237.6679999999997,9031.1419999999998,8902,8828.89,8811.152,7505.0730000000003]
[null,"2. Tier II",0,0,0,0,0,0,0,0,0]
[null,"3. Total Regulatory Capital",9449.4554951384871,9225.7000000000007,9185.0283037317095,9237.6679999999997,9031.1419999999998,8902,8828.89,8811.152,7505.0730000000003]
[null,"4. Risk Weighted Assets",53225.7,52516.844776825499,52492.175264724159,52424,53264.614509258899,53121.508017568398,52248,51755.010323901901,48593.443780682108]
[]
[null,"Capital Ratios"]
[null,"Core Equity Tier I",0.1775355795252761,0.17567125441761297,0.17497899939201492,0.17621066687013581,0.1695523769993704,0.16757807397063956,0.16898043944265809,0.17024732378288726,0.15444620541554568]
[null,"Total Capital Adequacy Ratio",0.1775355795252761,0.17567125441761297,0.17497899939201492,0.17621066687013581,0.1695523769993704,0.16757807397063956,0.16898043944265809,0.17024732378288726,0.15444620541554568]
[]
[null,"(1) Ratios adjusted for divestments under way "]
[]
[null,null," "," "," "," "," "]

{"sheet":"Piraeus Core Bank - PLU","index":7,"n_rows":54,"n_cols":9,"rows_kept":54,"cut":false,"hidden":false,"merged":[[5,2,5,8],[8,3,8,4],[8,5,8,6],[8,7,8,8]]}
[]
[]
[null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,null,"Piraeus Core Bank - PLU FY 2017"]
[]
[]
[null,null,"(million €)","GROUP",null,"Piraeus Core Bank",null,"PLU"]
[null,null,"P&L"]
[]
[null,1,"Net interest income",1670.2809999999999,1,1173.2254610073107,0.70241202588505214,497.05553899268926,0.29758797411494792]
[null,2,"Net fee and commission income",369.38499999999999,1,329.61997285000001,0.89234801859848134,39.765027149999995,0.10765198140151873]
[null,3,"Other income",118.57599999999999,1,78.188566957497997,0.65939622653402041,40.387433042501996,0.34060377346597959]
[null,4,"Net revenues",2158.2420000000002,1,1581.0340008148091,0.7325564050809914,577.20799918519117,0.26744359491900865]
[null,5,"Operating cost",-1166.4390000000001,1,-878.03399890000003,0.7527474637765027,-288.40500110000005,0.24725253622349735]
[null,6,"Profit before Tax & Provisions",991.80300000000011,1,703.00000191480876,0.70881011845579078,288.80299808519129,0.29118988154420916]
[null,7,"Impairment losses on loans",-2012.7919999999999,1,-574.84597499999973,0.28559631347898828,-1437.9460250000002,0.71440368652101172]
[null,8,"Other impairments",-156.49299999999999,1,-136.96393599999999,0.87520806681449004,-19.529063999999998,0.12479193318550996]
[null,9,"Share of profit of associates",-30.931999999999999,1,1.5080410000000022,-4.8753426871847999E-2,-32.440041000000001,1.0487534268718479]
[null,10,"Profit before Tax",-1208.4139999999998,1,-7.3018680851910176,6.0425219214532595E-3,-1201.1121319148087,0.99395747807854673]
[null,11,"Income tax expense",-1205.81,1,-420.49648997486497,0.34872532984041016,-785.31351002513497,0.65127467015958984]
[null,12,"Non Controlling Interests cont. ops",-4.1289999999999996,1,-3.5659109999999998,0.86362581738919841,-0.56308899999999995,0.13637418261080159]
[null,13,"Net result cont ops attr to SHs",1.5250000000001851,1,416.7605328896741,"n.m.",-415.23553288967389,"n.m."]
[null,14,"Net result disc. ops",-201.702,1,0,0,-201.702,1]
[null,15,"Net result",-204.30599999999981,1,413.19462188967407,"n.m.",-617.50062188967388,"n.m."]
[]
[null,null,"SELECTED BALANCE SHEET ITEMS"]
[]
[null,16,"Gross Loans",60260.036,1,26363.504947999994,0.43749567205701628,33896.531052000006,0.56250432794298377]
[null,17,"Loan Loss Reserves",-17103.506000000001,1,-1074.6598298300014,6.2832721538496339E-2,-16028.84617017,0.93716727846150372]
[null,18,"Net Loans",43156.53,1,25288.845118169997,0.58597957523855593,17867.684881830002,0.41402042476144402]
[null,19,"Total Assets",65853.561999999991,1,42816.835831757111,0.65018253426833794,23036.726168242883,0.34981746573166211]
[]
[null,20,"Customer Deposits",42715.252,1,40519.957158999998,0.94860630013373204,2195.2948409999999,5.1393699866267906E-2]
[]
[null,21,"Total Assets (excl EFSF bonds, disc ops)",60472.019,1,37435.29283175712,0.61905147952406092,23036.726168242883,0.38094852047593919]
[]
[null,22,"Risk Weighted Assets",50451,1,28581.662584238096,0.56652321230972813,21869.337415761904,0.43347678769027181]
[null,23,"NPL",20786.198287000003,1,262.8513510000048,1.2645475010425351E-2,20523.346935999998,0.98735452498957466]
[null,24,"NPE",33082.138830690004,1,1721.9771216900044,5.2051565665172217E-2,31360.161709,0.94794843433482778]
[]
[null,25,"NPL Ratio",0.35347187408553282,null,8.0734846061504221E-3,null,0.60360621871932763]
[null,26,"NPL Coverage",0.82533895480461716,null,5.3824128928686603,null,0.78341755736814367]
[null,27,"NPE Ratio",0.56045410227953529,null,6.0556835569631928E-2,null,0.91855374997622019]
[null,28,"NPE Coverage",0.52053166516939142,null,0.71758748993007926,null,0.51480461485629891]
[null,29,"Cost of Risk (over net loans)",4.8473528141754804E-2,null,2.4300377861303377E-2,null,8.0477467254992593E-2]
[null,30,"NII over Assets",2.7620724884346925E-2,null,3.1340090386899278E-2,null,2.1576657002499847E-2]
[null,31,"NFI over Assets",5.5295822023074832E-3,null,7.8701126814765526E-3,null,1.7261579123520508E-3]
[null,32,"Loans to deposits",0.97210078498424868,null,0.58380725886122342,null,8.13908207140455]
[null,33,"Cost to Income",0.53295181911945,null,0.54510782086649701,null,0.49965523954471103]
[null,34,"RoA",2.5218274918192911E-5,null,1.1132824171102187E-2,null,-1.8024936783860111E-2]
[null,35,"RoE (@13.625% over RWA)",2.2185210502190388E-4,null,0.10701941823459185,null,-0.13935494173662538]
[null,36,"Allocated reg capital",7505.0139772083021,null,4251.7646267974569,null,3253.2493504108456]

{"sheet":"Other Information","index":8,"n_rows":68,"n_cols":10,"rows_kept":68,"cut":false,"hidden":false,"merged":[[60,1,60,7],[6,2,7,2],[6,3,7,3],[6,4,7,4],[6,5,7,5],[6,6,7,6],[6,7,7,7]]}
[]
[null,null,null,null,null,null,null,null,null,"Back to Cover"]
[]
[]
[null,"OTHER INFORMATION"]
[]
[]
[]
[]
[null,"Branches PER COUNTRY (#)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31"]
[null,"Group (continued operations)",981,939,931,921,911,869,860,753]
[null,"Greece",701,678,671,660,649,639,628,620]
[null,"Abroad",280,261,260,261,262,230,232,133]
[null,"SE Europe",278,259,258,259,260,228,230,131]
[null,"Bulgaria",75,75,75,75,76,73,74,74]
[null,"Romania",120,101,101,101,101,98,99,0]
[null,"Albania",39,39,39,39,39,39,39,39]
[null,"Serbia",26,26,26,26,26,0,0,0]
[null,"Egypt"]
[null,"Ukraine",18,18,17,18,18,18,18,18]
[null,"Cyprus",0,0,0,0,0,0,0,0]
[null,"London",1,1,1,1,1,1,1,1]
[null,"Frankfurt",1,1,1,1,1,1,1,1]
[]
[null,"Discontinued operations",13,13,13,0,0,26,26,125]
[]
[]
[null,"Employees PER COUNTRY (#)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","2017-12-31"]
[null,"Group",20710.23,19993.23,19618.73,18994.960000000003,18973.460000000003,18984.75,18867.3,18150.099999999999]
[null,"Group (continued operations)",19259.489999999998,18525.489999999998,18335.489999999998,18074.560000000001,17641.060000000001,17087.849999999999,16977.599999999999,15114.85]
[null,"Greece",15627,14957.5,14796,14492,14053.5,13927.5,13891.5,13253]
[null,"Piraeus Bank Greece",14262,13520,13385,13192,13152,13077,13043,12767]
[null,"Affiliate companies in Greece",1365,1437.5,1411,1300,901.5,850.5,848.5,486]
[null,"Abroad ",3632.49,3567.99,3539.49,3582.56,3587.56,3160.35,3086.1,1861.85]
[null,"SE Europe",3596.75,3533.25,3506.75,3549,3554,3126,3052.75,1828.5]
[null,"Bulgaria",882,888.5,872,871,895,927,946,976]
[null,"Romania",1383.75,1298.75,1306.75,1337,1325.5,1300,1277.25,15]
[null,"Albania",432.5,439.5,437.5,435.5,439.5,446.5,444.5,444.5]
[null,"Serbia",459,464,445,451,447,1,1,1]
[null,"Ukraine",431.49999999999994,434.49999999999994,437.49999999999994,447.49999999999994,439.99999999999994,444,376.99999999999994,383.99999999999994]
[null,"Other",11,11,11,10,10,10.5,10,11]
[null,"Egypt",1,1,1,1,1,1,1,1]
[null,"Cyprus",7,7,7,6,6,6.5,6,7]
[null,"London",19,18,17,18,18,19,19,19]
[null,"Frankfurt",13.74,13.74,12.74,12.56,13,12.35,11.35,11.35]
[null,"Moscow",3,3,3,3,3,3,3,3]
[null,"Discontinued operations",529.24,552.24,374.74,14.4,410,961.9,950.7,2075.75]
[null,"Other Discontinued (Imithea SA)",921.5,915.5,908.5,906,922,935,939,959.5]
[]
[null,"Discontinued operations",1450.74,1467.74,1283.24,920.4,1332,1896.9,1889.7,3035.25]
[]
[]
[null,"Number of SHARES","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","30/06/2017 (1)","2017-09-30","2017-12-31"]
[null,"Piraeus Bank's shares (end of the period)*",8733183280,8733183280,8733183280,8733183280,8733183280,436659164,436659164,436659164]
[null,"PB's shares minus treasury stock (average of period)**",8732522405.8333302,8732300651.5785103,8732300651.5785103,8732300651.5785103,8732300651.5785103,436460508,436477796.44787323,436468495]
[null,"Adjusted PB's shares minus treasury stock (avg of period)***",8732522405.8333302,8732300651.5785103,8732300651.5785103,8732300651.5785103,8732300651.5785103,436460508,436477796.44787323,436468495]
[]
[null,"* Outstanding number of shares"]
[null,"** Weighted average number of shares in issue for the basic EPS calculation"]
[null,"*** Weighted average number of shares in issue for the diluted EPS calculation"]
[null,"(1) Following the resolutions of the Annual General Meeting of the Bank on 28.06.17, to proceed to a reverse split (from 8,733,183,280 ordinary shares to 436,659,164)\n"]
[]
[null,"RATINGS\n(outlook)","2016-03-31","2016-06-30","2016-09-30","2016-12-31","2017-03-31","2017-06-30","2017-09-30","31/12/2017*"]
[null,"Moody's","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3 (St.) (Deposits)","Caa3                (Stable)","Caa3                    (Stable)","Caa3                  (Stable)"]
[null,"S&Ps","SD","SD","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)","CCC + \n(Stable)"]
[null,"Fitch","RD","RD","RD","RD","RD","RD","RD","RD"]
[]
[null,"*On 27th February 2018, Moody’s upgraded the long term deposit rating and the senior unsecured rating of Piraeus Bank to Caa2, with a stable outlook"]